Audi PCP Finance

Are you looking for Audi PCP deals? At Car Money, that’s something we can help you out with. In fact we can find you the very best Audi PCP deals on the market. But first, let’s talk about what personal contract purchase actually means.

Get a Quote
Does not affect credit score
HP Finance
Estimate your credit score and how much you'll pay based on the amount you want to borrow.
PCP Finance
PCP consists of paying an initial deposit, followed by monthly payments.

Representative Example: Borrow £7,000 with £1,000 deposit over 48 months with a representative APR of 15.9%, monthly payment would be £166.52, with a total cost of credit of £1,992.92 and a total amount payable of £7,992.92.

CarMoney is a broker not a lender

Audi PCP Finance

Audi PCP Finance Content Image

What is personal contract purchase (PCP)?

Well, essentially it’s a loan that enables you to get a car. Like a hire purchase (HP) agreement, you pay an initial deposit, followed by monthly repayments. However, where PCP differs from HP is that you actually only pay for the depreciation of the car, and you won’t own the car at the end of the agreement (unless you want to).

PCP is the most favoured car finance method for those wishing to change their car every 2-4 years. So if you like to keep things fresh, this is most definitely the best deal for you.

Now perhaps you’ve already decided on what type of car finance you’d like, and what kind of car you’d like to drive away…. A reliable, stylish and infinitely drivable Audi? If that’s the case, then here at Car Money we can guide you through the process of Audi PCP finance.

Audi PCP Finance Content Image

Why choose Audi PCP finance?

Like we said before, personal contract purchase loans are ideal for those looking to change their car every so often. If you are likely to keep your car for more than 4 years, or buy it outright, a hire purchase agreement might be the best option for you.

And there are more advantages to choosing an Audi PCP finance agreement:

  • Take advantage of a low initial deposit & lower monthly repayments. You could drive away a better car than you would if you choose a HP finance agreement.
  • A specified Guaranteed Minimum Future Value (GMFV), therefore protecting you from market fluctuations.
  • It’s a very flexible method of car finance, leaving you with a few options at the end of the agreement, with the option to buy the car outright if you’ve grown to love it.
Audi PCP Finance Content Image

What happens at the end of an Audi PCP finance deal?

With an Audi PCP finance agreement, you essentially have 3 options open to you at the end of the deal. Firstly, if you love the car, you have the chance to buy it outright, with a one-off balloon payment. Secondly, on the other side of the spectrum, you can simply hand the car and keys back and the agreement ends. There will be no more payments, unless there are damages or over-mileage charges to account for.

Lastly, and the most popular option is to get a new car. You can enter into another PCP finance deal. Choose an upgrade to current Audi PCP deals, or change make and model. This is the flexibility that comes with an Audi PCP finance deal.

Contact us today and see how we can get the best Audi PCP deals for you. Test drive our Audi PCP calculator and drive away a brand new Audi today!

We compare the best deals from over 20 lenders

  • BNP Paribas
  • Alphera
  • Blue Motor Finance