Car Loan

  • Cheap loans from 5.9% APR
  • Save thousands when buying your next new or used car
  • No hidden fees
  • Free check, no mark on credit rating
Get a Quote
Does not affect credit score
HP Finance
Estimate your credit score and how much you'll pay based on the amount you want to borrow.
PCP Finance
PCP consists of paying an initial deposit, followed by monthly payments.

Representative Example: Borrow £7,000 with £1,000 deposit over 48 months with a representative APR of 15.9%, monthly payment would be £166.52, with a total cost of credit of £1,992.92 and a total amount payable of £7,992.92.

CarMoney is a broker not a lender

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Get a car loan from CarMoney

Finding a way to finance you next car can be difficult. Do you choose to get a loan or to finance it through a dealer? Argh! Choices, choices, choices!

It can be hard to figure out which is best for you. If you are wanting to own the car outright, your best bet is with a car loan. At CarMoney, you needn’t worry about that - we do all of the hard work for you!

We compare all of the top UK lenders to find the right deal for you. Simply tell us how much you wish to borrow, how long for and what your credit rating is, and we’ll find the deals with the lowest rates (starting at just 5.9%!).

Discover how much you could be driving away with by using our car loan calculator.

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What’s the difference between a car loan and car finance?

When it comes to financing a car, it can be difficult to know whether you should opt for car financing, or take out a car loan.

First, you must consider whether if you want to own the car outright right away. If you don’t want to be tied to one car for a long time, then car financing is probably your best option as you can return the car at the end of the contract.

If you do want to own the car outright, then a car loan is for you. With a loan, you use the lump sum you’ve borrowed to pay for the car and as soon as it is paid, the car is yours. You then make regular repayments to the lender as agreed.

CarMoney can help you find the car loan with the lowest rates. So, search online now.

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Why choose a car loan from CarMoney?

Nikki the rate-slashing ninja at CarMoney, strives to bring you the very best car finance deals. He’s sharpened his trusty katana, limbered up and is itching to start slashing car finance rates. So, back it up a bit and give him a little space. A bit more. And mind those fingers!

  • Burn rubber not cash - Save thousands buying your next car! Cheap car loans from 5.9%.
  • No speed bumps - No obligation, no hidden fees.
  • Fast Lane - Quick quote, free check, fast acceptance.
  • You’re in the driving seat - We don’t steer you towards a particular lender.

Oh, and let’s not forget Nikki’s price promise! He’ll beat any car loan quote today - guaranteed! Find a better price on car finance and Nikki will beat it. See for yourself. Put him to the test now...

We compare the best deals from over 20 lenders

  • BNP Paribas
  • Alphera
  • Blue Motor Finance