Terms & Conditions

REPRESENTATIVE APR 14.9% APR. 

WE ARE A BROKER, NOT A LENDER.

 

WEBSITE CONTENT

Vehicles shown for illustrative purposes only. Prices are subject to change and availability. 
This website is in continuous development and we reserve the right to permanently or temporarily alter content without notice.

APPLICATION PROCESS

 

Use of Your Information

In order to process your application, it is necessary for us to pass your details to our panel of lenders. The process may involve soft and hard searches of your credit file. A soft search will leave no footprint on your credit file however a hard search will leave a footprint on your credit file which will be visible to other lenders and other credit reference agencies.

An initial assessment of your credit score will determine which lenders receive your information. It is essential that the information we receive from you is accurate and truthful. If you provide false or inaccurate information this may impact your ability to obtain credit. We and other organisations may check your identity to prevent fraud and money laundering.

During this application process, we will send your application to members of our panel who may do a hard search in order to gain the best finance acceptance rate.

By agreeing to our terms and conditions you are confirming that you are happy for us to continue with the application process. For full details of how we process your information and the use of credit reference agencies please see our privacy notice here 

 

BEAT THAT PRICE PROMISE TERMS AND CONDITIONS

We must receive written confirmation of the supplying finance provider, of the order form, the terms and invoiced vehicle with price paid. The vehicle must be the same make, model, registration and mileage. We will not match negotiated or special prices. Manufacturer subsidised schemes are not included. We promise to beat the 'total amount payable' by a minimum of £50 on the same terms and duration.To register a price promise claim please visit: www.carmoney.co.uk/beat-that/

The deal is subject to acceptance by lender. This deal may be withdrawn without notice.

 

Recommend a Friend

£200 (£100 for you and £100 for your friend) will be paid to existing customers on our database who refer new customers. The £200 will be paid between 1 and 3 months after the transaction has been completed successfully. A referral must be logged in our system by completing this form https://carmoney.wufoo.com/forms/pabwso21wvrpnw/. CarMoney reserve the right to refuse this offer at any time.

 

7-Nights Free Accommodation

This offer is available to customers who arrange finance through CarMoney between the period 06/10/17 and 31/12/17. A promotional code will be sent out to all customers before 11th November 2017. The promotion is managed by Ventasencasa Ltd and full terms and conditions can be found here: http://www.yourfreestay.com/termsandconditions.html

 

CASHBACK OFFER

Our cashback offer is available to all customers but is not guaranteed. The cashback offer is available to those who sign their order form before the time stated in the marketing promotion. Not valid for personal loan finance. Not valid in conjunction with any other monetary offers. The cashback will be paid directly into the customers account within 30 days of pay-out to the dealership. We reserve the right to withdraw this offer at any time.

 

Kindle HD 8 OFFER

Our free Kindle Fire HD 8 offer is available to all customers taking out a Hire Purchase or PCP product with CarMoney. Customers taking out a personal loan will not be eligible for this offer. Kindle Fire HD 8 will be sent to the address on the application up to 30 days of pay-out to the dealership. We reserve the right to withdraw this offer at anytime.

DISCLAIMER 

CarMoney Ltd strive to be as accurate as possible. However, we do not warrant that product descriptions/images or other content of this site is accurate, complete, reliable, current, or error-free. All information is subject to change without notice. We retain the right to change the pricing of any product at any time and to refuse orders which contain products which are priced incorrectly.

Whilst every effort is made to ensure accuracy, please contact the local dealer for full specification information.

INTELLECTUAL PROPERTY

All materials within the Site are the intellectual property of CarMoney Ltd. Such materials may not be copied or saved to the extent necessary to view them on-line. However, you may print complete pages of the site as hard copies for your own personal use.

FINANCE

We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase, we are only able to offer finance products from these providers.

COMPLAINTS

Should you have any complaints that you wish to raise with the Company regarding this transaction or any other matter please address them to the address at the foot of these Terms and Conditions, for the attention of the Managing Director.

Nothing herein is designed to, nor will it affect a customer's statutory rights.

REFUND & CANCELLATION

CANCELLATION
The Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 permit consumers to cancel a contract after it is has been entered into subject to certain limitations and requirements. Your right to cancel will depend on the type of goods and services you are purchasing from us, and are detailed as follows:

i. Provision of Goods; where goods are ordered at a distance you will have the right; subject to some statutory exclusions, to cancel the contract and return the goods within 14 days, starting the day after the day on which the goods come into your physical possession or the person you ask us to deliver the goods to.

ii. Provision a of service/parts fitted: where the service is ordered at a distance you will have the right to cancel; subject to some statutory exclusions, within 14 days, starting the day after the day on which the contract was made.

If you have the right to cancel then:

i. You will need to send a notice in writing to us stating that you wish to cancel the contract between us and you; and

ii. you will need to send us the notice of cancellation within the stated periods above;

iii. you can send us the notice of cancellation by e-mail or by post marked for the attention of the Managing Partner;

iv. after we receive your notice of cancellation we will refund any money you have paid to us within (number not more than) 30 days.

RETURN OF PARTS
On receipt of this notice of cancellation the company will contact you to confirm arrangements for the return of the goods. The cost of collection will be at your expenses and will be limited to a flat fee of £100 + VAT, plus a charge of £5 + VAT per mile for the distance recorded between the Company’s premises and your address as shown on aarouteplanner.com website or another proprietary web based distance calculator of the supplier’s choice. You are required to make the part or vehicle available for collection at a pre-determined date and time.

MILEAGE & CONDITION
On collection/delivery the goods must be in the same condition as they were when delivered. This is to say that they must not have suffered any deterioration. Any deterioration recorded at the time of collection will be valued when the goods arrive at the Company’s premises and details of these costs will be notified to you.

REFUND
Once safe receipt of the goods has been established by the Company a refund will be processed. This refund will be executed in the same way that payment was made originally by you and will be made 30 days following delivery. Should any of the above conditions fail to be met then the deductions, as specified, will be made from the refund accordingly. The cost of collection will also be deducted.

COMPLAINTS
Should you have any complaints that you wish to raise with the Company regarding this transaction or any other matter please click here: www.carmoney.co.uk/complaints-procedure

Nothing herein is designed to, nor will it affect a customer's statutory rights.

 

Win an Apple Watch Terms and Conditions

Entrants must be 18 years old or over.

To enter this competition, entrants must complete a full CarMoney finance application.

Only one entry is permitted per person. Only entries from persons based within the UK are eligible for the Apple Watch, and the prize will only be sent out to a UK address.

Only one winner will be picked and no cash alternative and/or refund will be offered.

The chosen winner must respond within 7 days of being notified otherwise another winner will be chosen

The promoter is CarMoney, 1 Lonmay Road, Glasgow, G33 4EL, Scotland

No entry fee and no purchase necessary to enter this competition.

Entries received after the end of the Competition Period (competition closes at midnight on 30/11/18) will not be valid

No responsibility can be accepted for entries not received.

The promoter’s decision in respect of all matters to do with this competition will be final and no correspondence will be entered into.

Entry into this competition will be deemed as acceptance of these terms and conditions.

 

Win a trip to Japan Competition Terms and Conditions

Entrants must be 18 years old or over.

To enter this competition, entrants must complete a full CarMoney finance application.

Only one entry is permitted per person. Only entries from persons based within the UK are eligible for the Japan Holiday competition

Only one winner will be picked and no cash alternative and/or refund will be offered.

The chosen winner must respond within 7 days of being notified otherwise another winner will be chosen

The promoter is CarMoney, 1 Lonmay Road, Glasgow, G33 4EL, Scotland

No entry fee and no purchase necessary to enter this competition.

Entries received after the end of the Competition Period (competition closes at midnight on 28/02/19) will not be valid

No responsibility can be accepted for entries not received.

The promoter’s decision in respect of all matters to do with this competition will be final and no correspondence will be entered into.

Entry into this competition will be deemed as acceptance of these terms and conditions.

 

MEGA Christmas Prize Draw Terms and Conditions

Entrants must be 18 years old or over.

To enter this competition, entrants must have finance taken through CarMoney between 1/12/18 and 14/1/19 .

Only one entry is permitted per person. Only entries from persons based within the UK are eligible for the MEGA Christmas Prize Draw, and the prizes will only be sent out to a UK address.

No cash alternatives and/or refunds will be offered.

The chosen winner must respond within 7 days of being notified otherwise another winner will be chosen

The promoter is CarMoney, 1 Lonmay Road, Glasgow, G33 4EL, Scotland

No entry fee and no purchase necessary to enter this competition.

Entries received after the end of the Competition Period (competition closes at midnight on 14/1/19) will not be valid

No responsibility can be accepted for entries not received.

The promoter’s decision in respect of all matters to do with this competition will be final and no correspondence will be entered into.

Entry into this competition will be deemed as acceptance of these terms and conditions.