Used Car Finance

  • Cheap loans from 7.9% APR
  • Save thousands when buying your next used car
  • No hidden fees
  • Free check, no mark on credit rating
Get a Quote
Does not affect credit score
HP Finance
Estimate your credit score and how much you'll pay based on the amount you want to borrow.
PCP Finance
PCP consists of paying an initial deposit, followed by monthly payments.

Representative Example: Borrow £7,000 with £1,000 deposit over 48 months with a representative APR of 17.9%, monthly payment would be £171.83, with a total cost of credit of £2,247.83 and a total amount payable of £8,247.83.

CarMoney Limited can introduce you to a limited number of finance providers based on your credit rating and we will receive a commission for such introductions this can either be a % of the amount borrowed or a flat fee. This does not influence the interest rate you’re offered in any way.

CarMoney is a broker not a lender

Used Car Finance

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Used car finance from CarMoney

We all know that when it comes to buying your next car, it’s not exactly cheap. One way to buy a new car for less is to buy an older model from car dealers even if it’s only a year or two old. However, for the truly great deals, many people turn to the second-hand market.

Whether you’re looking for a cheap run-around, or have found the exact make and model of your dreams, you can be sure to find one second-hand.

However, even used cars can be a little pricey, and can be a headache to work out whether or not your credit score will have an effect on getting finance.

Thankfully, worrying about car finance is a thing of the past, because CarMoney is on hand to help, with our used car finance.

Why choose used car finance from CarMoney?

The CarMoney rate- cutting ninja, Nikki, is keen to bring you the very best car finance deals. He’s sharpened his trusty katana, limbered up and is itching to start slashing car finance rates. So, back it up a bit and give him a little space. A bit more. And mind those fingers!

  • Burn rubber not cash - Save thousands buying your next car! Cheap car loans from 7.9%.
  • No speed bumps - No obligation, no hidden fees.
  • Fast Lane - Quick quote, free check, fast acceptance.
  • You’re in the driving seat - We don’t steer you towards a particular lender.

Oh, and let’s not forget Nikki’s price promise! He’ll beat any used car finance quote today - guaranteed! Find a better price on car finance and Nikki will beat it. See for yourself. Put him to the test now...

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Why get used car finance?

The majority of people will purchase used cars to try to reduce the cost of a vehicle, but even used cars can be pretty pricey. So many dealers and lenders offer used car finance to help you out.

Many dealerships will offer finance for a used car, no matter what age it is. However, when buying from a lender, they will typically offer five year loans so long as the car you are purchasing is less than five years old. For older cars, the lenders may offer one or two year loans, if at all.

At CarMoney, we compare the UK’s top lenders for the best used car finance deals so you don’t have to! We are totally impartial and there are no hidden costs to be found!

We compare the best deals from over 20 lenders

  • BNP Paribas
  • Alphera
  • Blue Motor Finance