Nikki Logo

Nikki here doesn’t mess about.

He’s focused on being a latter-day ninja. Well, with an outfit like that, he was never going to make it as a geography teacher.

He’s not an assassin exactly. (We haven’t employed one of those in years!).

No, but he’s hell-bent on whittling car finance rates down to the bare minimum for you.

  • Simplicity


    We compare the UK's top car finance lenders so you don't have to! And we can get you approved - fast!

  • Transparency


    Even if the rates we get you seem too good to be true, relax, they’re not.

  • Impartiality


    We won’t steer you towards a particular lender. 100% unbiased, we simply present great financial options to you.

  • Efficiency


    We take care of all the paperwork and pay the dealer. All you need to do is choose your new car and drive away happy.

A simple process to your perfect car

We pride ourselves on providing a simple, quick & transparent way for you to finance your next carApply Now

  • By beginning the application, any information you provide will be used to match you with the most suitable lender. 
  • We will complete a Soft Search that has no impact on your credit rating
  • Instantly show your eligibility with some of the market’s top lenders
  • We can apply to the UK's top lenders to get you a speedy acceptance with minimum hassle
  • Our team of ninjas will also help source a new car for you, if you’re still looking
  • CarMoney finance is accepted at any of the 12,000+ dealers in the UK
  • CarMoney

    Apply securely online (takes 2 mins)

    Quickly and easily apply online, in your own time. It only takes 2 minutes to provide all the information we need to get you a car finance decision.

    If you prefer you can apply over the phone 0333 456 4550.

  • CarMoney

    Tell us about your next car

    Already found a car? Great - just send us the details.

    Don't worry if you haven't found a car yet - we can help. You can run quotes on over 450,000 on sale today on our website. Prefer to talk? Our ninjas provide a free concierge service to help you find the perfect car.

  • CarMoney

    Get a decision (within 1 hour)

    Once we have your finance application and car of choice we spring into action to get you the best finance around. Our ninjas use special algorithms to search over 20 lenders from across the UK.

  • CarMoney

    Sign the documents and collect your new car

    Once you are happy with the lender, agreement and monthly payments then all that is left to do is sign the documents and pick up your brand new car!!

What our customers say

  • Mr William Thomson here, I was dealing with Nicky what an absolute legend he was he made everything simple for me it was super easy he sent me multiple cars to choose from that led to me picking the car I could only dream of owning at 20! So to Nicky thank you for everything mate this is a big step ...

    on 10 Dec
  • Have to say I couldn't be happier with CarMoney, Arran went above and beyond to help me buy my dream car. Many thanks.

    on 18 Sep
  • Can’t thank Gary enough when trying to get my new car, very helpful throughout the process and can’t recommend him enough for anyone looking for finance, thanks again mate appreciate it 👍 highly recommend car money

    on 20 Aug
  • Excellent services, very fast and easy. Will always recommend Carnmoney to anyone around me. Also very big thank you to Mr. Sunny @car lane Ltd. He is an exceptional customer rep, so patience and a good listener.

    on 05 Aug
  • Car money Are absolutely brilliant I’ve never seen so much organise and good teamwork and kept me up-to-date and informed with everything they are on the ball they were straight on it no messing around compare to my last company that I had a car from Payments absolutely fantastic better than w...

    on 27 Jul
  • First time using the internet to buy a car. Got to admit it was super easy. My Ninja Mark was really helpful and actually took his time in locating our new car. Add on top the sorting of finance it made the whole process quick, stress free and really exciting. I highly recommend Carmoney for your ne...

    on 17 Jul
  • Very easy very quick very obliging, well mannered, curteous nothing too much trouble only problem I had was the car I collected hadn't been serviced and could have been valeted and washed better, other than that very pleased

    on 01 Jul
  • Absolutely fantastic service! I cannot fault CarMoney! Sharon is an asset to CarMoney. Extremely polite and cannot do enough for you! 10/10 service guys! Absolutely smashed it! 🚘

    on 28 Jun
  • Absolutely fantastic service friendly and efficient... Even with me being a pain me picking a car is like watching a kids in a sweet shop. Can't recommend them enough. THANK YOU so much guys

    on 26 Jun
  • I was incredibly happy to find out about CarMoney, I was really worrying about how to afford a car after my previous one was written off and with having a low credit score I was so worried with what to do. Ross gave me a call one afternoon to discuss the option of finance with me and he was so pleas...

    on 26 Apr

We compare the best deals from over 20 lenders

  • BNP Paribas
  • Alphera
  • Blue Motor Finance