Terms & Conditions


CarMoney is a Broker and not a Lender. This means that we offer finance and insurance products from a limited range of lenders. As part of our process, we will introduce you to the lenders we work with and the financial products they offer. We act as the agent for this introduction and not as an independent financial advisor. However, we will ensure that you are aware of the features, benefits and exclusions so that you can be fully informed to make your choice. ​

We will typically receive a commission from the lender which will either be a fixed fee or a fixed percentage of the amount you borrow. If you decide to purchase finance or insurance, we arrange this for you free of charge.
For your reassurance, all of the lenders we work with could pay commission at different rates but the commission we receive does not influence the rate you will pay



Vehicles shown for illustrative purposes only. Prices are subject to change and availability.
This website is in continuous development and we reserve the right to permanently or temporarily alter content without notice.



Use of Your Information

In order to process your application, it is necessary for us to pass your details to our panel of lenders. The process may involve soft and hard searches of your credit file. A soft search will leave no footprint on your credit file however a hard search will leave a footprint on your credit file which will be visible to other lenders and other credit reference agencies.

An initial assessment of your credit score will determine which lenders receive your information. It is essential that the information we receive from you is accurate and truthful. If you provide false or inaccurate information this may impact your ability to obtain credit. We and other organisations may check your identity to prevent fraud and money laundering.

During this application process, we will send your application to members of our panel who may do a hard search in order to gain the best finance acceptance rate.

By agreeing to our terms and conditions you are confirming that you are happy for us to continue with the application process. For full details of how we process your information and the use of credit reference agencies please see our privacy notice here 



We must receive written confirmation of the supplying finance provider, of the order form, the terms and invoiced vehicle with price paid. The vehicle must be the same make, model, registration and mileage. We will not match negotiated or special prices. Manufacturer subsidised schemes are not included. We promise to beat the ‘total amount payable’ by a minimum of £50 on the same terms and duration.To register a price promise claim please visit: www.carmoney.co.uk/beat-that/

The deal is subject to acceptance by lender. This deal may be withdrawn without notice.


Recommend a Friend

£200 (£100 for you and £100 for your friend) will be paid to existing customers on our database who refer new customers. 

  1. Cashback will only be paid if your friend successfully finances a car through CarMoney Limited during the period of this promotion. 
  2. Payment will be made once the car has been collected for 30 days and will not take any longer than 60 days. 
  3. The link in the email/sms must be followed in order for us to process this as a Refer a Friend offer. 
  4. You can refer multiple friends and receive multiple payments. 
  5. The payment will be made via BACs and paid into the account used in your CarMoney application. 
  6. Cancelled orders will not qualify for the referral payment 
  7. The  offer is not negotiable or transferable. No other cash alternative or voucher will be provided. 
  8. Payment is at the discretion of CarMoney and we reserve the right to exclude from the promotion anyone it reasonably believes to be in breach of these terms and conditions. 

Refer a Friend bonus offer: 

£300 (£150 for you and £150 for your friend) referral offer is valid between 24/11/23 11am to 23.29 on 31/12/23 



CarMoney Ltd strive to be as accurate as possible. However, we do not warrant that product descriptions/images or other content of this site is accurate, complete, reliable, current, or error-free. All information is subject to change without notice. We retain the right to change the pricing of any product at any time and to refuse orders which contain products which are priced incorrectly.

Whilst every effort is made to ensure accuracy, please contact the local dealer for full specification information.



All materials within the Site are the intellectual property of CarMoney Ltd. Such materials may not be copied or saved to the extent necessary to view them on-line. However, you may print complete pages of the site as hard copies for your own personal use.



We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase, we are only able to offer finance products from these providers.



Should you have any complaints that you wish to raise with the Company regarding this transaction or any other matter please address them to the address at the foot of these Terms and Conditions, for the attention of the Managing Director.

Nothing herein is designed to, nor will it affect a customer’s statutory rights.




The Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 permit consumers to cancel a contract after it is has been entered into subject to certain limitations and requirements. Your right to cancel will depend on the type of goods and services you are purchasing from us, and are detailed as follows:

i. Provision of Goods; where goods are ordered at a distance you will have the right; subject to some statutory exclusions, to cancel the contract and return the goods within 14 days, starting the day after the day on which the goods come into your physical possession or the person you ask us to deliver the goods to.

ii. Provision a of service/parts fitted: where the service is ordered at a distance you will have the right to cancel; subject to some statutory exclusions, within 14 days, starting the day after the day on which the contract was made.

If you have the right to cancel then:

i. You will need to send a notice in writing to us stating that you wish to cancel the contract between us and you; and

ii. you will need to send us the notice of cancellation within the stated periods above;

iii. you can send us the notice of cancellation by e-mail or by post marked for the attention of the Managing Partner;

iv. after we receive your notice of cancellation we will refund any money you have paid to us within (number not more than) 30 days.



On receipt of this notice of cancellation the company will contact you to confirm arrangements for the return of the goods. The cost of collection will be at your expenses and will be limited to a flat fee of £100 + VAT, plus a charge of £5 + VAT per mile for the distance recorded between the Company’s premises and your address as shown on aarouteplanner.com website or another proprietary web based distance calculator of the supplier’s choice. You are required to make the part or vehicle available for collection at a pre-determined date and time.



On collection/delivery the goods must be in the same condition as they were when delivered. This is to say that they must not have suffered any deterioration. Any deterioration recorded at the time of collection will be valued when the goods arrive at the Company’s premises and details of these costs will be notified to you.



Once safe receipt of the goods has been established by the Company a refund will be processed. This refund will be executed in the same way that payment was made originally by you and will be made 30 days following delivery. Should any of the above conditions fail to be met then the deductions, as specified, will be made from the refund accordingly. The cost of collection will also be deducted.



Should you have any complaints that you wish to raise with the Company regarding this transaction or any other matter please click here: www.carmoney.co.uk/complaints-procedure.

Nothing herein is designed to, nor will it affect a customer’s statutory rights.

CarMoney LIMITED is authorised and regulated by the Financial Conduct Authority (FCA) for consumer credit activity and our registration number is 674094. Representative 17.9% APR. Over 18’s only. CarMoney IS A BROKER NOT A LENDER.

REGISTERED ADDRESS: Pioneer House, 2 Renshaw PL, Motherwell, ML1 4UF, Scotland.Company Number: SC467274.

All finance is subject to status and income. Written Quotation on request. CarMoney Limited can introduce you to a limited number of finance providers based on your credit rating and we will receive a commission for such introductions.