Car finance in Leeds

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  • We help find you the perfect car
  • PCP and HP from 8.9% APR
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Car Finance Brokers in Leeds

In the heart of West Yorkshire, Leeds is a thriving city – it is the sixth biggest city in England and is home to a large financial sector. In fact, Leeds has the biggest financial sector in England outside London. Similar to London, these high paid jobs in banking have attracted more people to Leeds – which pushes up house prices and other costs.

So you’ll want to save money where you can. And with support from CarMoney, you can save a lot on car finance in Leeds.

We will work tirelessly to slash interest rates and save you money on repayments every month. So if you are looking for new or used car finance in Leeds, CarMoney should be your first port of call.

Representative Example: Borrow £6,000 with £1,000 deposit over 48 months with a representative APR of 18.1%, monthly payment would be £172.36, with a total cost of credit of £2,273.28 and a total amount payable of £9,273.28. CarMoney Limited can introduce you to a limited number of finance providers based on your credit rating and we will receive a commission for such introductions this can either be a % of the amount borrowed or a flat fee. This does not influence the interest rate you’re offered in any way. CarMoney is a broker not a lender



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The M1 and M62 link Leeds to the south and north of the country. In fact, Leeds is a major transport hub with rail links across the country and Leeds Bradford Airport offering international flights.

Still, a car is pretty much a necessity when travelling in Leeds. And that is why car finance in Leeds is required.

At CarMoney, we know that car finance can be nearly as confusing as Leeds United’s financials.

It can be tempting to accept whatever the car dealership offers for finance. But if you do that, you can be missing out on huge savings.

Simply enter how much you want to borrow, how long for and we will find the lenders that are most likely to approve your application.

This will save you time and money, especially if you are looking for bad credit car finance in Leeds. Our process won’t leave a mark on your credit file.


Nikki the Ninja leads our team of car finance ninjas. 

They are preparing their weaponry and warming up to begin slashing car finance interest rates. We’ll just back off and give the ninjas a little space. After all, we want to cut APRs, not ARMs.

There are many reasons to choose CarMoney. For example:

  • Save thousands on your next car – APR from just 8.9%
  • No obligation and no hidden fees
  • Instant quotes and fast approval
  • We won’t push you to a particular lender

Applying online with CarMoney takes just two minutes. Then, tell us about the car you want – or we’ll be able to find one for you. You can get a decision on your finance application within an hour. Then all you need to do is sign the paperwork and collect your car.

Let Nikki the Ninja find you car finance in Leeds today.

Frequently Asked Questions

How does car finance work in Leeds?

The mechanism of car finance in Leeds involves making monthly payments over a predetermined duration. The choice of finance option will impact the payment amount. It is essential to possess a favourable credit score for approval and carefully review the loan agreement before signing it.

How does hp car finance work in Leeds?

HP car finance in Leeds is a loan structure where you repay the borrowed amount through monthly instalments. You become the car’s owner by the end of the agreed term. However, an arrangement fee might be applicable, and the interest rate can be relatively high.

How does pcp work in Leeds?

PCP, or Personal Contract Purchase, is a type of car finance that is popular in Leeds. It allows you to spread the cost of a new car over a fixed period of time, typically 24 or 36 months. At the end of the term, you have the option to return the car to the dealer, pay a final balloon payment to own the car outright, or part-exchange the car for a new one.

Eligibility requirements for car finance in Leeds

To be eligible for car finance in Cardiff, you will typically need to be at least 18 years old, have a steady income, be employed, and have a good credit history. Lenders will also consider the price of the car you want to buy and the length of the loan term when deciding whether or not to approve you for car finance.

How it works
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Leeds’ Premier Car Finance Partner

As Leeds car finance experts, we offer competitive rates and tailored solutions to match the city’s vibrant lifestyle.

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Quickly and easily apply online. It only takes 2 minutes to provide all the information we need to get you a car finance decision.

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We’ll sort all the details and you just decide when to collect your new car… or we can deliver it to you!

Join thousands of happy customers

Our customers love our CarMoney Ninjas

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CarMoney Ninja Sean

“Great service, Sean Davidson was great and was always trying to help and give me the easiest experience possible. Thank you very much Sean.”

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CarMoney Ninja Alan

“Alan, who I spoke with on the phone, was amazing! He sorted everything out for me, it was so easy and was able to get my car the very next day. Fantastic!”

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CarMoney Ninja Sophie

“Sophie who sorted my finance out for car was amazingly nothing was too much trouble for her always kept me up to date. Five stars Sophie. Thanks for everything”

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CarMoney Ninja Ellie

“My ninja from start to finish Ellie McGavin I Needed a car it was complete from picking to collecting within 2 days friendly staff great communication brilliant.”

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CarMoney Ninja James

“Excellent professional and courteous service nothing too much trouble James was thoroughly committed to helping me source my car”.

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CarMoney Ninja Frazer

“Frazer from car money made the experience of getting a car simple and easy. Would definitely recommend to family and friends. Thanks again CarMoney!”

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CarMoney LIMITED is authorised and regulated by the Financial Conduct Authority (FCA) for consumer credit activity and our registration number is 674094. Representative 18.1% APR. Over 18’s only. CarMoney IS A BROKER NOT A LENDER.

REGISTERED ADDRESS: Pioneer House, 2 Renshaw PL, Motherwell, ML1 4UF, Scotland.Company Number: SC467274.

All finance is subject to status and income. Written Quotation on request. CarMoney Limited can introduce you to a limited number of finance providers based on your credit rating and we will receive a commission for such introductions.