Car finance in Liverpool

  • No Deposit
  • We help find you the perfect car
  • PCP and HP from 8.9% APR
  • Free car history and dealer quality check
Get a Quote Does not affect credit score
Liverpool |
Nikki Image

Compared to other cities, Liverpool is relatively inexpensive to live in.

Even with the thriving culture, expanding research and digital sectors and significant regeneration, the cost of living in Liverpool is still about 20% lower than London.

But that doesn’t mean you shouldn’t try and save a few bob on car finance in Liverpool. And that is where CarMoney comes in. Our team of ninjas (a clan if you want to get technical) will find you the best car finance deals in Liverpool, slashing interest rates and saving you hundreds of pounds on your car payments.

We’ll compare the leading lenders to find the ones that are most likely to approve your application – saving you time and money. Get a quote from CarMoney today.

Representative Example: Borrow £6,000 with £1,000 deposit over 48 months with a representative APR of 17.9%, monthly payment would be £171.83, with a total cost of credit of £2,247.83 and a total amount payable of £9,247.84. CarMoney Limited can introduce you to a limited number of finance providers based on your credit rating and we will receive a commission for such introductions this can either be a % of the amount borrowed or a flat fee. This does not influence the interest rate you’re offered in any way. CarMoney is a broker not a lender



Document Icon |

We compare from over 20 lenders

Speed Icon |

Apply online in 2 minutes

Scales icon |

Keep your credit score unaffected

Audi S3 |

Liverpool is a pretty car-friendly city

Liverpool has good transport links to the surrounding area and plenty of parking in the city centre. There are some pedestrianised areas in the centre, such as Clayton Square, and an extensive bus and train network. But nothing beats the convenience of travelling round Liverpool in your own car.

We understand that finding the right car finance can be confusing and time consuming. And if you don’t put the work in, you could miss out on finance deals that could save you thousands.

That’s why our ninjas will do the work for you. We’ll just need a little bit of information before we slice through the market, finding the lenders that are likely to approve you and slashing interest rates.

Stealth is everything to a ninja, so our checks won’t leave a mark on your credit score.

We will work hard to find the best car finance deals in Liverpool for you.

Liverpool |

CarMoney, your choice for Liverpool

Whether you are looking for new or used car finance in Liverpool, CarMoney should be your first port of call.

Sure, the car dealership will have their own deals, but they may not be the best available to you.

We’ll check hundreds of lenders to find you the best deals.

  • Save thousands on your next car – APR from just 8.9%
  • No obligation and no hidden fees
  • Instant quotes and fast approval
  • We won’t push you to a particular lender

Even if you credit score is less than perfect, we work with lenders who can provide bad credit car finance in Liverpool.

Let Nikki the Ninja find you the best car finance in Liverpool – you’ll never walk alone when you are driving.

Frequently Asked Questions

How does car finance work in Liverpool?

The mechanism of car finance in Liverpool involves making monthly payments over a predetermined duration. The choice of finance option will impact the payment amount. It is essential to possess a favourable credit score for approval and carefully review the loan agreement before signing it.

How does hp car finance work Liverpool?

HP car finance in Liverpool is a loan structure where you repay the borrowed amount through monthly instalments. You become the car’s owner by the end of the agreed term. However, an arrangement fee might be applicable, and the interest rate can be relatively high.

How does pcp work in Liverpool?

PCP, or Personal Contract Purchase, is a type of car finance that is popular in Liverpool. It allows you to spread the cost of a new car over a fixed period of time, typically 24 or 36 months. At the end of the term, you have the option to return the car to the dealer, pay a final balloon payment to own the car outright, or part-exchange the car for a new one. The amount you pay each month on a PCP car finance deal in Liverpool will depend on a number of factors, including the price of the car, the deposit you put down, the length of the term, and the interest rate. You will also need to pay an annual road tax fee and insurance.

Eligibility requirements for car finance in Liverpool

To be eligible for car finance in Liverpool, you will typically need to be at least 18 years old, have a steady income, be employed, and have a good credit history. Lenders will also consider the price of the car you want to buy and the length of the loan term when deciding whether or not to approve you for car finance.

How it works
Nikki |

Liverpool’s Trusted Car Finance Partner

We’re Liverpool’s local car finance experts with competitive rates and tailored solutions that match the city’s vibrant spirit.

Nikki |

Apply online in 2 mins

Quickly and easily apply online. It only takes 2 minutes to provide all the information we need to get you a car finance decision.

Speedy Nikki |

You drive away happy

We’ll sort all the details and you just decide when to collect your new car… or we can deliver it to you!

Join thousands of happy customers

Our customers love our CarMoney Ninjas

Ninja Placeholder
CarMoney Ninja Sean

“Great service, Sean Davidson was great and was always trying to help and give me the easiest experience possible. Thank you very much Sean.”

Brad Badge |
Ninja Placeholder
CarMoney Ninja Alan

“Alan, who I spoke with on the phone, was amazing! He sorted everything out for me, it was so easy and was able to get my car the very next day. Fantastic!”

Trustpilot Badge |
Ninja Placeholder
CarMoney Ninja Sophie

“Sophie who sorted my finance out for car was amazingly nothing was too much trouble for her always kept me up to date. Five stars Sophie. Thanks for everything”

Trustpilot Badge |
Ninja Placeholder
CarMoney Ninja Ellie

“My ninja from start to finish Ellie McGavin I Needed a car it was complete from picking to collecting within 2 days friendly staff great communication brilliant.”

Trustpilot Badge |
Ninja Placeholder
CarMoney Ninja James

“Excellent professional and courteous service nothing too much trouble James was thoroughly committed to helping me source my car”.

Terry Badge |
Ninja Placeholder
CarMoney Ninja Frazer

“Frazer from car money made the experience of getting a car simple and easy. Would definitely recommend to family and friends. Thanks again CarMoney!”

Scott Badge |

View our Video Testimonials

CarMoney Ninja William
William Rocks

We Compare the best deals from over 20 lenders

CarMoney LIMITED is authorised and regulated by the Financial Conduct Authority (FCA) for consumer credit activity and our registration number is 674094. Representative 17.9% APR. Over 18’s only. CarMoney IS A BROKER NOT A LENDER.

REGISTERED ADDRESS: Pioneer House, 2 Renshaw PL, Motherwell, ML1 4UF, Scotland.Company Number: SC467274.

All finance is subject to status and income. Written Quotation on request. CarMoney Limited can introduce you to a limited number of finance providers based on your credit rating and we will receive a commission for such introductions.