Car finance in Sheffield

  • No Deposit
  • We help find you the perfect car
  • PCP and HP from 8.9% APR
  • Free car history and dealer quality check

 

 

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Sheffield | CarMoney.co.uk
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We help find you the perfect car

Sheffield has a long history connected to car manufacturing, from the making steel that could be used in cars all over the world to the creation of the McLaren Composites Technology Centre – which aims to create more energy efficient cars.

You can support this automotive heritage by looking for car finance in Sheffield. You don’t need to be looking to buy a high performance McLaren either. Our team can find car, motorbike and van finance in Sheffield. New or used cars, of any make and model and can be users with finance deals.

And we will work hard to find the best deals possible for you. All we need is a little bit of information about the loan amount and term and we will give you a list of lenders that are most likely to approve your application. This can save you time and money on car finance in Sheffield.

Representative Example: Borrow £7,000 with £1,000 deposit over 48 months with a representative APR of 17.9%, monthly payment would be £171.83, with a total cost of credit of £2,247.83 and a total amount payable of £8,247.83. CarMoney Limited can introduce you to a limited number of finance providers based on your credit rating and we will receive a commission for such introductions this can either be a % of the amount borrowed or a flat fee. This does not influence the interest rate you’re offered in any way. CarMoney is a broker not a lender.

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Low Rate deals from 8.9% APR

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Decision within 1 hour

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Free check, no mark on score

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Your car finance broker in Sheffield

Sheffield has excellent transport links to the rest of the country – making it a great choice if you are looking for city living or commuting elsewhere.

The M1 motorway gives easy access to London while the M67 goes direct to Manchester.

Nothing beats the convenience of owning your own car. And Sheffield is a great hub to explore the rest of the country from.

That’s why car finance in Sheffield is sought after. And if you are looking for commercial vehicles, we can also find van finance in Sheffield.

At CarMoney, we know that finding the right car finance  can be confusing and time consuming. That’s why we will do the legwork for you, leaving you to choose the best deal for you.

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We cut the cost of car finance

Led by Nikki the Ninja, our team will slice through the car finance market.  While Nikki is all about precision, we like to give them some space. After all, we want to keep all our fingers.

When looking for car finance in Sheffield, CarMoney should be your first stop:

  • Save thousands on your next car – APR from just 8.9%
  • No obligation and no hidden fees
  • Instant quotes and fast approval
  • We won’t push you to a particular lender

Applying online with CarMoney takes just two minutes. Then, tell us about the car you want – or we can find one for you. You can get a decision on your finance application within an hour. Then all you need to do is sign the paperwork and collect your car. Our search won’t affect your credit score.

Let Nikki find car finance with Sheffield and save now.

Frequently Asked Questions

How does car finance work in Sheffield?

The mechanism of car finance in Sheffield involves making monthly payments over a predetermined duration. The choice of finance option will impact the payment amount. It is essential to possess a favourable credit score for approval and carefully review the loan agreement before signing it.

How does hp car finance work in Sheffield?

HP car finance in Sheffield is a loan structure where you repay the borrowed amount through monthly instalments. You become the car’s owner by the end of the agreed term. However, an arrangement fee might be applicable, and the interest rate can be relatively high.

How does pcp work in Sheffield?

PCP, or Personal Contract Purchase, is a type of car finance that is popular in Sheffield. It allows you to spread the cost of a new car over a fixed period of time, typically 24 or 36 months. At the end of the term, you have the option to return the car to the dealer, pay a final balloon payment to own the car outright, or part-exchange the car for a new one. The amount you pay each month on a PCP car finance deal in Sheffield will depend on a number of factors, including the price of the car, the deposit you put down, the length of the term, and the interest rate. You will also need to pay an annual road tax fee and insurance.

Eligibility requirements for car finance in Sheffield?

To be eligible for car finance in Sheffield, you will typically need to be at least 18 years old, have a steady income, be employed, and have a good credit history. Lenders will also consider the price of the car you want to buy and the length of the loan term when deciding whether or not to approve you for car finance.

How it works
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Your Sheffield Car Finance Specialists

We know what Sheffield residents need, offering competitive rates and tailored car finance solutions to match the city’s vibrant lifestyle.

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Apply online in 2 mins

Quickly and easily apply online. It only takes 2 minutes to provide all the information we need to get you a car finance decision.

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You drive away happy

We’ll sort all the details and you just decide when to collect your new car… or we can deliver it to you!

Join thousands of happy customers

Our customers love our CarMoney Ninjas

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CarMoney Ninja Sean

“Great service, Sean Davidson was great and was always trying to help and give me the easiest experience possible. Thank you very much Sean.”

Brad
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CarMoney Ninja Alan

“Alan, who I spoke with on the phone, was amazing! He sorted everything out for me, it was so easy and was able to get my car the very next day. Fantastic!”

Michelle
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CarMoney Ninja Sophie

“Sophie who sorted my finance out for car was amazingly nothing was too much trouble for her always kept me up to date. Five stars Sophie. Thanks for everything”

Wayne
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CarMoney Ninja Ellie

“My ninja from start to finish Ellie McGavin I Needed a car it was complete from picking to collecting within 2 days friendly staff great communication brilliant.”

Andrew
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CarMoney Ninja James

“Excellent professional and courteous service nothing too much trouble James was thoroughly committed to helping me source my car”.

Terry
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CarMoney Ninja Frazer

“Frazer from car money made the experience of getting a car simple and easy. Would definitely recommend to family and friends. Thanks again CarMoney!”

Scott
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CarMoney LIMITED is authorised and regulated by the Financial Conduct Authority (FCA) for consumer credit activity and our registration number is 674094. Representative 17.9% APR. Over 18’s only. CarMoney IS A BROKER NOT A LENDER.

REGISTERED ADDRESS: Pioneer House, 2 Renshaw PL, Motherwell, ML1 4UF, Scotland.Company Number: SC467274.

All finance is subject to status and income. Written Quotation on request. CarMoney Limited can introduce you to a limited number of finance providers based on your credit rating and we will receive a commission for such introductions.