Low rate car finance

  • No Deposit
  • We help find you the perfect car
  • PCP and HP from 8.9% APR
  • Free car history and dealer quality check
Get a Quote Does not affect credit score
Low Rate Car Finance | CarMoney.co.uk
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Car Money offers you the most transparent and downright best low rate car finance deals online. We compare the car loans with the best rates so you don’t have to!

And applying for car finance online is so easy! Simply tell us about the loan you’d like, tell us a few things about you and we’ll provide you with low rate car finance deals from only the best and cheapest lenders in the market.

All that’s left to do is for you to make an application for car finance at the best rates with the lender that’s most likely to offer you finance. Once you’re happy with your loan agreement and lender, you can get ready to pick up the keys to a brand new car!

Representative Example: Borrow £7,000 with £1,000 deposit over 48 months with a representative APR of 17.9%, monthly payment would be £171.83, with a total cost of credit of £2,247.83 and a total amount payable of £8,247.83. CarMoney Limited can introduce you to a limited number of finance providers based on your credit rating and we will receive a commission for such introductions this can either be a % of the amount borrowed or a flat fee. This does not influence the interest rate you’re offered in any way. CarMoney is a broker not a lender.



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Specialists in Low Rate Car Finance

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Save Time & Effort

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Free Check, No Mark on your Credit Score

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What To Expect From Our Low Rate Car Finance Deals

When you apply for car finance with Car Money, you get the best rates going from the very best lenders in the market. But not only that, with us you can expect simplicity.

We’ll rank lenders that are most likely to approve your application. Then you can apply quickly at the click of a button.

Our service is transparent. Even when the rates that we find seem too good to be true, you can relax in the knowledge that the rate you see is the rate you get. There are no extra hidden charges to worry about.

Impartiality is also important to us, and we won’t steer you in the direction of a particular lender. Our unbiased service simply presents you with the best car finance deals and we leave the choosing to you. Oh, and did we mention we’re efficient? We take care of the paperwork, pay the deal and leave you to drive away in your new car!

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Our Low Rate Car Finance Calculator

Test drive our handy car finance calculator and see what rate you could get today. Simply state how much you’d like to borrow and over how many months.

Find out your typical monthly repayments, your APR and total amount payable at the end of the finance agreement. With everything laid out for you in our calculator it’s easy to get a clearer picture of how your car finance agreement would look.

Then, we’ve made it easy for you to go ahead and compare the best car finance deals from the leading lenders in the industry.

Nikki the Ninja will help you through the process of comparing your quote to actually applying for car finance.

Find low rate car finance with CarMoney today.

Frequently Asked Questions

What is Low Rate Car Finance?

Low rate car finance is a type of car finance that offers lower interest rates than traditional car loans. This can make it more affordable to borrow money to buy a car, especially if you have a good credit score.

Who qualifies for low-rate car finance?

The qualifications for low-rate car finance vary from lender to lender. However, most lenders will look at your credit score, income, and employment history when deciding whether or not to approve you for a loan and what interest rate to offer you.

How can I find the best low-rate car finance deals?

The best way to find the best low-rate car finance deals is to shop around and compare offers from different lenders. You can do this online or by visiting dealerships. Be sure to read the fine print carefully before you sign any agreement, and make sure you understand all of the terms and conditions.

What are the benefits of low-rate car finance?

The main benefit of low-rate car finance is that it can save you money on interest over the life of your loan. This can make it a more affordable way to borrow money to buy a car.

How it works
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Competetive Interest Rates

We work with various lenders to get you the best possible interest rate on your car loan, which can save you money over the life of the loan.

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Our low-rate car finance options are designed to help you get the car you want without worrying about high monthly repayments.

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Quick Approvals

We make it easy to get approved for car finance with our fast and efficient approval process.

Join thousands of happy customers

Our customers love our CarMoney Ninjas

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CarMoney Ninja Sean

“Great service, Sean Davidson was great and was always trying to help and give me the easiest experience possible. Thank you very much Sean.”

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CarMoney Ninja Alan

“Alan, who I spoke with on the phone, was amazing! He sorted everything out for me, it was so easy and was able to get my car the very next day. Fantastic!”

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CarMoney Ninja Sophie

“Sophie who sorted my finance out for car was amazingly nothing was too much trouble for her always kept me up to date. Five stars Sophie. Thanks for everything”

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CarMoney Ninja Ellie

“My ninja from start to finish Ellie McGavin I Needed a car it was complete from picking to collecting within 2 days friendly staff great communication brilliant.”

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CarMoney Ninja James

“Excellent professional and courteous service nothing too much trouble James was thoroughly committed to helping me source my car”.

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CarMoney Ninja Frazer

“Frazer from car money made the experience of getting a car simple and easy. Would definitely recommend to family and friends. Thanks again CarMoney!”

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We Compare the best deals from over 20 lenders

CarMoney LIMITED is authorised and regulated by the Financial Conduct Authority (FCA) for consumer credit activity and our registration number is 674094. Representative 17.9% APR. Over 18’s only. CarMoney IS A BROKER NOT A LENDER.

REGISTERED ADDRESS: Pioneer House, 2 Renshaw PL, Motherwell, ML1 4UF, Scotland.Company Number: SC467274.

All finance is subject to status and income. Written Quotation on request. CarMoney Limited can introduce you to a limited number of finance providers based on your credit rating and we will receive a commission for such introductions.