Audi PCP finance

  • No Deposit
  • We help find you the perfect car
  • PCP and HP from 8.9% APR
  • Free car history and dealer quality check
Get a Quote Does not affect credit score
Audi A3 |
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Have you been searching for great Audi PCP deals?

That’s exactly what CarMoney offers. Our handy guide will show you exactly what you can expect when you choose Audi PCP finance. If you choose PCP, we can guide you through the process and our transparent car finance service can help you get the very best PCP deals on the market.

Representative Example: Borrow £6,000 with £1,000 deposit over 48 months with a representative APR of 17.9%, monthly payment would be £171.83, with a total cost of credit of £2,247.83 and a total amount payable of £9,247.84. CarMoney Limited can introduce you to a limited number of finance providers based on your credit rating and we will receive a commission for such introductions this can either be a % of the amount borrowed or a flat fee. This does not influence the interest rate you’re offered in any way. CarMoney is a broker not a lender



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Audi S3 |

What is personal contract purchase (PCP)?

Well, essentially it’s a loan that enables you to get a car. Like a hire purchase (HP) agreement, you pay an initial deposit, followed by monthly repayments. However, where PCP differs from HP is that you actually only pay for the depreciation of the car, and you won’t own the car at the end of the agreement (unless you want to).

PCP is the most favoured car finance method for those wishing to change their car every 2-4 years. So if you like to keep things fresh, this is most definitely the best deal for you.

Now perhaps you’ve already decided on what type of car finance you’d like, and what kind of car you’d like to drive away…. A reliable, stylish and infinitely drivable Audi? If that’s the case, then here at Car Money we can guide you through the process of Audi PCP finance.

Audi S3 |

Why choose Audi PCP finance?

Like we said before, personal contract purchase loans are ideal for those looking to change their car every so often. If you are likely to keep your car for more than 4 years, or buy it outright, a hire purchase agreement might be the best option for you.

And there are more advantages to choosing an Audi PCP finance agreement:

  • Take advantage of a low initial deposit & lower monthly repayments. You could drive away a better car than you would if you choose a HP finance agreement.
  • A specified Guaranteed Minimum Future Value (GMFV), therefore protecting you from market fluctuations.
  • It’s a very flexible method of car finance, leaving you with a few options at the end of the agreement, with the option to buy the car outright if you’ve grown to love it.

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What happens at the end of an Audi PCP finance deal?

With an Audi PCP finance agreement, you essentially have 3 options open to you at the end of the deal. Firstly, if you love the car, you have the chance to buy it outright, with a one-off balloon payment. Secondly, on the other side of the spectrum, you can simply hand the car and keys back and the agreement ends. There will be no more payments unless there are damages or over-mileage charges to account for.

Lastly, the most popular option is to get a new car. You can enter into another PCP finance deal. Choose an upgrade to current Audi PCP deals, or change make and model. This is the flexibility that comes with an Audi PCP finance deal.

Contact us today and see how we can get the best Audi PCP deals for you. Test drive our Audi PCP calculator and drive away a brand new Audi today!

Frequently Asked Questions

Which Audi should I finance?

When choosing an Audi car to buy and finance, consider your needs and personal circumstances, such as budget, family size, performance, features, and type of car (e.g., SUV, sedan, hatchback). Once you have considered your needs and budget, research different Audi models, such as the A3, A4, A6, and Q5. Audi cars are known for their luxurious design, advanced technology, and high performance. They also offer a wide range of models to choose from, so there is an Audi car to suit everyone’s needs.

Is financing an Audi a good idea?

Audi cars are a great choice for buyers looking for luxurious, reliable, and technologically advanced vehicles. If you’re looking for the best car finance option for your needs, CarMoney is the place to go. We offer a wide range of options to suit every budget and circumstance, and we’ll work with you to find the perfect solution for you. So what are you waiting for? Start your car buying journey today with CarMoney.

Finance Audi car without deposit?

Yes, it is possible to buy an Audi without a deposit. There are a number of car finance companies that offer zero deposit deals on Audi cars. However, it is important to note that these deals are typically more expensive than car finance deals with a deposit, as the lender will be taking on more risk. You may also need to meet stricter lending criteria to be eligible for a zero deposit car finance deal.

How much to finance an Audi?

The cost of Audi cars financing varies depending on the car model and equipment you choose, your deposit, the finance term, and your yearly mileage (for PCP finance). We can help you calculate the finance price for your desired car, so you can make a decision that is right for you.

How it works
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We are transparent about our car refinance agreements’ terms, conditions, and costs so you can make an informed decision.

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Variety of Finance Options

We offer a variety of car finance options, including hire purchase (HP), personal contract purchase (PCP), and leasing, without the need for a down payment.

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Quick Approvals

We make it easy to get approved for car finance with our fast and efficient approval process.

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CarMoney LIMITED is authorised and regulated by the Financial Conduct Authority (FCA) for consumer credit activity and our registration number is 674094. Representative 17.9% APR. Over 18’s only. CarMoney IS A BROKER NOT A LENDER.

REGISTERED ADDRESS: Pioneer House, 2 Renshaw PL, Motherwell, ML1 4UF, Scotland.Company Number: SC467274.

All finance is subject to status and income. Written Quotation on request. CarMoney Limited can introduce you to a limited number of finance providers based on your credit rating and we will receive a commission for such introductions.