BMW Hire Purchase Finance

  • No Deposit
  • We help find you the perfect car
  • PCP and HP from 8.9% APR
  • Free car history and dealer quality check
Get a Quote Does not affect credit score
BMW 2 Series |
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Have you always dreamed of owning a luxurious BMW?

Get ready to turn that dream into reality with BMW Hire Purchase deals from CarMoney. Our guide will help you decide if BMW HP is right for you.

Representative Example: Borrow £6,000 with £1,000 deposit over 48 months with a representative APR of 18.1%, monthly payment would be £172.36, with a total cost of credit of £2,273.28 and a total amount payable of £9,273.28. CarMoney Limited can introduce you to a limited number of finance providers based on your credit rating and we will receive a commission for such introductions this can either be a % of the amount borrowed or a flat fee. This does not influence the interest rate you’re offered in any way. CarMoney is a broker not a lender



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We compare the best car finance

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Cutting the cost of car finance

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BMW 4 Series |

About BMW

BMW are a powerhouse within the motoring world and have been manufacturing high-performance, refined and super reliable cars for generations. This instantly identifiable global brand has become synonymous with luxury, dependability and innovation. So, it’s no wonder that you’ll have your eyes set on one.

BMW hire purchase from Car Money is the perfect financing option as it allows you to spread the cost of your car over a period of time.

These costs are fixed and agreed upon by both you and the lender, so you know exactly what payments will be made.

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What is Hire Purchase?

Hire purchase is when you hire a vehicle from a finance company for an agreed period of time. You and the lender come to an agreement about how much your initial payment will be, how much you will pay monthly and the terms of the policy.

This allows you to spread the cost of your desired car over a fixed term. The higher the initial payment you make, the lower the monthly payments will be.

Once the agreement ends, you own the vehicle outright.

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Benefits of BMW Hire Purchase

BMW Hire purchase is perhaps the easiest method of owning your dream car. There are many benefits to hire purchase which make it an attractive financing option.

You own the car after final payment is made, and it’s a straightforward application process. Additionally, it offers additional protection over a personal loan. Finally, the monthly payments and terms are tailored to meet your budget.

The only risk of hire purchase is that the loan is secured against the vehicle. This means that if you repeatedly miss payments on the loan, the vehicle could end up being repossessed.

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Why choose BMW Hire Purchase with CarMoney?

Nikki the Ninja is passionate about car finance deals, and loves nothing more than finding the best BMW HP deals for you.

Nikki will work through the car finance market, leaving the lenders that are most likely to approve your application for BMW Hire Purchase. This means you can easily compare rates.

And with the stealth of a ninja, this won’t leave a mark on your credit file.

And there’s more:

  • Save thousands buying your next car! Cheap car loans from 7.9%.
  • No obligation, no hidden fees.
  • Quick quote, free check, fast acceptance.

And then there’s Nikki’s price promise! We’ll beat any car finance quote today – guaranteed!

Find a BMW HP deal and Nikki will beat it.

Frequently Asked Questions

Which BMW should I choose to finance?

When choosing a BMW car to buy and finance, consider your needs and personal circumstances, such as budget, family size, fuel efficiency, performance, features, and type of car (e.g., sedan, SUV, coupe, or crossover) once you have considered your needs and budget, research different BMW models, such as the 1 Series, 2 Series, 3 Series, 4 Series, 5 Series, 6 Series, 7 Series, 8 Series, X1, X2, X3, X4, X5, X6, and X7. BMW cars are known for their performance, luxury, and handling. They offer a wide range of models, so there is a BMW car to suit everyone’s needs.

How much to finance a BMW?

The cost of BMW cars financing varies depending on the car model and equipment you choose, your deposit, the finance term, and your yearly mileage (for PCP finance). We can help you calculate the finance price for your desired car, so you can make a decision that is right for you.

Is it smart to finance a BMW?

BMW cars are a great choice for buyers looking for luxurious, reliable, and high-performing vehicles. If you’re looking for the best car finance option for your needs, CarMoney is the place to go. We offer a wide range of options to suit every budget and circumstance, and we’ll work with you to find the perfect solution for you. So what are you waiting for? Start your car buying journey today with CarMoney.

How long does it take to finance a BMW?

The time it takes to get approved for BMW car finance can vary depending on a number of factors, including your credit score and the lender you apply to. However, most car finance applications can be processed and approved within 24-48 hours. If you have good credit, you may be able to get approved for finance on the same day that you apply. However, if you have bad credit, your application may take a few days or even a week to process.

How it works
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Competitive Interest Rates

Our interest rates for customers with good credit are among the most competitive in the market, so you can be confident that you’re getting a great deal on your car loan.

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Online Convenience

With our user-friendly online platforms, you can start and manage your no-deposit car finance application from anywhere, anytime.

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Quick Approvals

We make it easy to get approved for car finance with our fast and efficient approval process.

Join thousands of happy customers

Our customers love our CarMoney Ninjas

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CarMoney Ninja Sean

“Great service, Sean Davidson was great and was always trying to help and give me the easiest experience possible. Thank you very much Sean.”

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CarMoney Ninja Alan

“Alan, who I spoke with on the phone, was amazing! He sorted everything out for me, it was so easy and was able to get my car the very next day. Fantastic!”

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CarMoney Ninja Sophie

“Sophie who sorted my finance out for car was amazingly nothing was too much trouble for her always kept me up to date. Five stars Sophie. Thanks for everything”

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CarMoney Ninja Ellie

“My ninja from start to finish Ellie McGavin I Needed a car it was complete from picking to collecting within 2 days friendly staff great communication brilliant.”

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CarMoney Ninja James

“Excellent professional and courteous service nothing too much trouble James was thoroughly committed to helping me source my car”.

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CarMoney Ninja Frazer

“Frazer from car money made the experience of getting a car simple and easy. Would definitely recommend to family and friends. Thanks again CarMoney!”

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We Compare the best deals from over 20 lenders

CarMoney LIMITED is authorised and regulated by the Financial Conduct Authority (FCA) for consumer credit activity and our registration number is 674094. Representative 18.1% APR. Over 18’s only. CarMoney IS A BROKER NOT A LENDER.

REGISTERED ADDRESS: Pioneer House, 2 Renshaw PL, Motherwell, ML1 4UF, Scotland.Company Number: SC467274.

All finance is subject to status and income. Written Quotation on request. CarMoney Limited can introduce you to a limited number of finance providers based on your credit rating and we will receive a commission for such introductions.