Kia Car Finance

  • No Deposit
  • We help find you the perfect car
  • PCP and HP from 8.9% APR
  • Free car history and dealer quality check
Get a Quote Does not affect credit score
KIA Sorento |
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Get impartial, no-fuss and quick Kia car finance with CarMoney; the perfect way to get behind the wheel of a new car.

Kia, operating out of South Korea, has steadily been garnering customers and kudos in recent years with their range of high-quality cars at affordable prices. With models at every niche, Kia is well-placed to continue this growth.

A sister company of Hyundai, Kia’s cars come with a whopping 7-year warranty, a feature that’s greatly enjoyed by drivers of pint-sized Picanto city cars or the big and bold Sportage SUV.

Discover how much you could drive away with. Test drive our Kia finance calculator today.

Representative Example: Borrow £6,000 with £1,000 deposit over 48 months with a representative APR of 18.1%, monthly payment would be £172.36, with a total cost of credit of £2,273.28 and a total amount payable of £9,273.28. CarMoney Limited can introduce you to a limited number of finance providers based on your credit rating and we will receive a commission for such introductions this can either be a % of the amount borrowed or a flat fee. This does not influence the interest rate you’re offered in any way. CarMoney is a broker not a lender



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Kia Sportage |

Kia Sportage Finance Deals

Browsing online for great Kia Sportage finance deals? You’ll find the best Kia finance deals with CarMoney. We can help you out with our unbiased and straightforward Kia car finance service.

This small SUV, the Kia Sportage is big on drivability and performance, and is impressively well equipped. The interiors are worth a mention too; classy, comfortable and spacious interiors provide an enjoyable ride for both driver and passenger.

The Kia Sportage can also boast a 5 star Euro NCAP safety rating, further reinforcing its credentials as a very good small family SUV. And it looks good. Really good.

See how much you could borrow with our Kia Sportage car finance calculator today.

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Kia Picanto Finance Deals

Are you in the market for a reliable compact city car? The team at CarMoney can help you out with that. Just have a look at our fantastic Kia Picanto finance deals.

The Kia Picanto is a trendy, well furnished, affordable and easy-to-drive compact car with a 7 year warranty. And with minimal running costs it makes for a great little city that also gives its drivers peace of mind.

Despite its low price point, the interior of the Kia Picanto is very impressive, and the exteriors are equally sharp too. It’s deceptively roomy for a compact car, with decent space in the front and rear. All in all, the Picanto should be a serious consideration for anyone looking to buy a dependable, stylish and affordable compact car.

Apply for Kia car finance with CarMoney and you could be approved within an hour.

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Why Choose Kia Finance With CarMoney?

Nikki the Ninja is here to bring you the best Kia finance deals.

We’ll slash interest rates. And our checks won’t leave a mark on your credit file. That is the benefit of ninja stealth.

  • Burn rubber not cash – Save thousands buying your next car! Cheap car loans from 8.9% APR.
  • No speed bumps – No obligation, no hidden fees.
  • Fast Lane – Quick quote, free check, fast acceptance.
  • You’re in the driving seat – We don’t steer you towards a particular lender.

And then there is Nikki’s price promise! We’ll beat any Kia car finance quote today – guaranteed!

Find better price Kia finance deals and Nikki will beat them.

Frequently Asked Questions

Is financing a Kia smart?

Kia cars are a brilliant choice for buyers looking for stylish, reliable, and value-for-money vehicles. If you’re looking for the best car finance option for your needs, CarMoney is the place to go. We offer a wide range of options to suit every budget and circumstance, and we’ll work with you to find the perfect solution for you. So what are you waiting for? Start your car buying journey today with CarMoney.

Which Kia should I choose?

When choosing a Kia car to buy and finance, consider your needs and personal circumstances, such as budget, family size, fuel efficiency, performance, features, and type of car (e.g., SUV, sedan, hatchback). Once you have considered your needs and budget, research different Kia models, such as the Forte, K5, Sportage, and Telluride. Kia cars are known for their stylish design, value for money, and long warranty. They also offer a wide range of models to choose from, so there is bound to be a Kia car to suit your needs.

Which is the right finance to buy a Kia?

When choosing the right finance option to buy a Kia car, it is crucial to consider your circumstances and needs, like budget, credit score, needs, and lifestyle, before researching different financing options. There are two main types of car financing: PCP and HP. With PCP, you pay a deposit and lower monthly payments, but you don’t own the car at the end and have mileage limits. With PCP, you are paying only for the car depreciation. At the end of the agreement, you can hand it back, pay a final balloon payment to keep it or part-exchange it for a new one. With HP, you pay a deposit and higher monthly payments but own the car. With HP, there are no mileage limits.

Are Kia vehicles reliable?

Yes, Kia cars are generally considered to be reliable. They are known for their affordability, long warranties, and good fuel efficiency. In recent years, Kia has also improved its reliability ratings, and several of its models are now considered to be among the most reliable on the market. For example, the Kia Telluride, Sportage, and Soul were all ranked among the top 10 most reliable cars in 2023 by J.D. Power. Kia also offers a 10-year/100,000-mile warranty on all of its new vehicles, which is one of the longest warranties in the industry.

How it works
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Competitive Interest Rates

Our interest rates for customers with good credit are among the most competitive in the market, so you can be confident that you’re getting a great deal on your car loan.

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Online Convenience

With our user-friendly online platforms, you can start and manage your no-deposit car finance application from anywhere, anytime.

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Quick Approvals

We make it easy to get approved for car finance with our fast and efficient approval process.

Join thousands of happy customers

Our customers love our CarMoney Ninjas

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“Great service, Sean Davidson was great and was always trying to help and give me the easiest experience possible. Thank you very much Sean.”

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CarMoney Ninja Alan

“Alan, who I spoke with on the phone, was amazing! He sorted everything out for me, it was so easy and was able to get my car the very next day. Fantastic!”

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“Sophie who sorted my finance out for car was amazingly nothing was too much trouble for her always kept me up to date. Five stars Sophie. Thanks for everything”

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“My ninja from start to finish Ellie McGavin I Needed a car it was complete from picking to collecting within 2 days friendly staff great communication brilliant.”

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CarMoney Ninja James

“Excellent professional and courteous service nothing too much trouble James was thoroughly committed to helping me source my car”.

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“Frazer from car money made the experience of getting a car simple and easy. Would definitely recommend to family and friends. Thanks again CarMoney!”

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CarMoney LIMITED is authorised and regulated by the Financial Conduct Authority (FCA) for consumer credit activity and our registration number is 674094. Representative 18.1% APR. Over 18’s only. CarMoney IS A BROKER NOT A LENDER.

REGISTERED ADDRESS: Pioneer House, 2 Renshaw PL, Motherwell, ML1 4UF, Scotland.Company Number: SC467274.

All finance is subject to status and income. Written Quotation on request. CarMoney Limited can introduce you to a limited number of finance providers based on your credit rating and we will receive a commission for such introductions.