Mercedes PCP deals

  • No Deposit
  • We help find you the perfect car
  • PCP and HP from 8.9% APR
  • Free car history and dealer quality check
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Are you in the market for great Mercedes PCP deals?

Well, look no further – because that is exactly what CarMoney offers. This handy guide will show you exactly what you can expect when you choose Mercedes PCP finance. We’ll take you through the PCP process and our transparent car finance service can help you get the very best Mercedes PCP deals on the market.

Representative Example: Borrow £7,000 with £1,000 deposit over 48 months with a representative APR of 17.9%, monthly payment would be £171.83, with a total cost of credit of £2,247.83 and a total amount payable of £8,247.83. CarMoney Limited can introduce you to a limited number of finance providers based on your credit rating and we will receive a commission for such introductions this can either be a % of the amount borrowed or a flat fee. This does not influence the interest rate you’re offered in any way. CarMoney is a broker not a lender.



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Personal Contract Purchase Explained (PCP)?

PCP is a method of getting a car through a loan agreement. However, there are key differences between PCP and HP.

With a PCP, you pay for the depreciation of the car only, in monthly instalments. Some lenders may also want you to pay an initial deposit. When the finance terms finishes, you don’t own the car outright, unless you pay a lump sum.

If you want to change cars every so often, say between 2-4 years, then a PCP car finance agreement is ideal for you. It’s for this reason that it’s a very popular car financing choice.

So with a Mercedes PCP finance deal, you can drive away with a new car on finance.
And it is easy to upgrade. If you want to move from, say, an A-Class to a G-Class SUV, a PCP deal can remove some of the barriers.

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Why choose Mercedes PCP finance?

Personal contract purchase agreements are great for drivers that want to change cars quite often. If that’s not you, and you think you’re more likely to buy the car outright, or keep it for a long time, we’d steer you in the direction of a hire purchase agreement.

Here are some more benefits of opting for a Mercedes PCP finance agreement:

  • Low initial deposit & lower monthly repayments. You could drive away a better car than you would if you choose a HP finance agreement.
  • A specified Guaranteed Minimum Future Value (GMFV), therefore protecting you from market fluctuations.

It’s a very flexible method of car finance, leaving you with a few options at the end of the agreement, with the option to buy the car outright if you’ve grown to love it.

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Your Mercedes PCP finance deal ends. What next?

When your Mercedes PCP deal ends, you’ll have 3 options to choose from.
If you absolutely love the car and want to keep it. What should you do? Quite simply, you can buy the car outright with a one-off balloon payment and the car is yours.

If a PCP agreement was a good fit for you, or your financial circumstances change. No problem, you can walk away at the end of the agreement, once any outstanding charges have been paid (eg. Over-mileage charge or damages).

Finally, you can upgrade to a new car by entering into a new PCP agreement, meaning you can upgrade to another Mercedes or change make and model completely. It’s up to you.

That’s the beauty of opting for a Mercedes PCP finance deal.
See how much you could borrow with our Mercedes PCP calculator and get ready to drive away with a new luxury car.

Frequently Asked Questions

What are the benefits of financing a Mercedes?

There are a number of benefits to financing a Mercedes, including:

  • Affordability: Financing can make it more affordable to buy a Mercedes, especially if you choose a PCP or HP agreement with a low deposit.
  • Flexibility: Financing gives you the flexibility to choose a payment plan that suits your budget and needs.
  • Peace of mind: Many Mercedes finance agreements include servicing and maintenance, so you can budget for your car costs more easily.

What are the eligibility requirements for Mercedes car finance?

To be eligible for Mercedes car finance, you must be:

  • Over the age of 18
  • A UK resident
  • Able to afford the monthly repayments
  • Provide a valid driving licence and proof of income and address

How can I apply for Mercedes car finance?

Need help financing your new Mercedes? CarMoney can help you find the best car finance deals that match your needs and circumstances. We have a wide range of lenders to choose from, so you’re sure to find the best deal for you.

How much deposit do I need to put down?

The deposit required for Mercedes car finance will vary depending on the type of finance agreement you choose and your credit rating. However, you can typically expect to put down a deposit of between 10% and 20% of the purchase price of the car. At CarMoney we also offer no deposit car finance.

How it works
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We are transparent about our car refinance agreements’ terms, conditions, and costs so you can make an informed decision.

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We work with many lenders, including those specialising in bad credit loans, so you have a better chance of getting approved.

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We make it easy to get approved for car finance with our fast and efficient approval process.

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CarMoney LIMITED is authorised and regulated by the Financial Conduct Authority (FCA) for consumer credit activity and our registration number is 674094. Representative 17.9% APR. Over 18’s only. CarMoney IS A BROKER NOT A LENDER.

REGISTERED ADDRESS: Pioneer House, 2 Renshaw PL, Motherwell, ML1 4UF, Scotland.Company Number: SC467274.

All finance is subject to status and income. Written Quotation on request. CarMoney Limited can introduce you to a limited number of finance providers based on your credit rating and we will receive a commission for such introductions.