Mini Car Finance

  • No Deposit
  • We help find you the perfect car
  • PCP and HP from 8.9% APR
  • Free car history and dealer quality check
Get a Quote Does not affect credit score
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Get behind the wheel of a British icon with Mini car finance from CarMoney. We’ll find the best Mini finance deals available. Our fast, unbiased process could see you approved for finance within an hour.

Although today’s MINIs are technically unrelated to their predecessors, they do maintain several of the original Mini’s familiar features such as the transverse four-cylinder front wheel drive configuration and “bulldog” stance.

In its reincarnation under BMW, the Mini is stylized as MINI and has several distinctive models which continue to be popular with customers, including the Mini Hatch and Mini Countryman.

Take CarMoney’s MINI finance calculator for a spin today and you could be the proud owner of one of these classic cars in no time.

Looking for a no guarantor car loan? Contact CarMoney today.

Representative Example: Borrow £6,000 with £1,000 deposit over 48 months with a representative APR of 17.9%, monthly payment would be £171.83, with a total cost of credit of £2,247.83 and a total amount payable of £9,247.84. CarMoney Limited can introduce you to a limited number of finance providers based on your credit rating and we will receive a commission for such introductions this can either be a % of the amount borrowed or a flat fee. This does not influence the interest rate you’re offered in any way. CarMoney is a broker not a lender



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Cutting the cost of car finance

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Mini Hatch Finance Deals

When you think of the MINI label, the image that comes to mind is probably the classically designed Hatch. This iconic model dominates the supermini market and is instantly recognisable by all. The Hatch is just one of several models that claim the famous MINI Cooper title.

As a testament to how good this car is, the MINI Hatch was voted Premium Supermini of the Year 2016 by BusinessCar magazine readers.

The MINI Hatch, also known as the hardtop in America, is currently in its third generation since its introduction in 2000. Available in a range of colours, with several different engine options to choose from – it’s easy to see why the MINI Hatch is a popular choice. Check out CarMoney’s MINI finance calculator today and find out how much finance you could get.

That’s the first step to being approved for Mini car finance.

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Mini Countryman finance deals

The MINI Countryman is the first subcompact crossover to be developed by the MINI brand. Typically, a crossover is a vehicle that is built on a car platform and combines features from an SUV with features from a passenger vehicle such as a hatchback.

First launched in 2010, the MINI Countryman took the motoring world by surprise with its spacious interior and innovative equipment which proves that it is a crossover to be reckoned with. Features such as the onboard computer which allows you to view information such as average speed and fuel consumption at a mere touch of a button; and the built-in voice control which permits the driver to access telephone functions really bring the Countryman into the 21st century.

Test drive CarMoney’s MINI finance calculator and see how much you could borrow.

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Why Choose Mini Finance With CarMoney?

Nikki the Ninja is ready to slash interest rates and bring you the best deals on Mini car finance.

When you apply for finance securely online, we’ll rank the lenders that are more likely to approve your application. You can easily compare interest rates and choose the lender that is right for you.

Thanks to Nikki’s ninja stealth our checks won’t leave a mark on your credit file. And that’s not all. Just look at the benefits of Mini car finance from CarMoney:

  • Burn rubber not cash – Save thousands buying your next car! Cheap car loans from 8.9% APR.
  • No speed bumps – No obligation, no hidden fees.
  • Fast Lane – Quick quote, free check, fast acceptance.
  • You’re in the driving seat – We don’t steer you towards a particular lender.

And then there’s Nikki’s price promise! We’ll beat any car finance quote today – guaranteed! Find a better Mini finance deal and Nikki will beat it.

Frequently Asked Questions

Can I finance a Mini without a deposit?

At CarMoney, we understand that buying a new car can be a daunting financial commitment. That’s why we offer flexible upfront payment options for your Mini vehicles. You can choose to pay a deposit, or you can select no-deposit car finance. We want to make car ownership as affordable and accessible as possible.

Is buying a Mini a good idea?

Mini cars are a great choice for buyers looking for fun, stylish, and high-quality vehicles. When you buy a car with CarMoney, you can be sure that you’re getting the best deal possible. We offer competitive interest rates and flexible repayment terms, so you can find a car finance option that works for you. And because we’re committed to making car ownership affordable for everyone, we also offer a variety of deposit-free options.

How fast to finance a Mini?

The amount of time it takes to finance a Mini car will vary depending on your individual circumstances, but most car finance applications can be processed and approved within 24-48 hours. If you have good credit and choose a simple type of finance, such as Personal Contract Purchase (PCP) or Hire Purchase (HP), you may be able to get approved for finance on the same day that you apply. However, if you have a bad credit score, it may take a few days or even a week for your application to be processed.

How much to finance a Mini?

The cost of financing a Mini depends on several factors, such as your car model and equipment choice, the amount of deposit you pay, the duration of the finance, and your annual mileage (for PCP finance). We can help you calculate the finance price for your desired car, so you can make a decision that is right for your budget and lifestyle.

How it works
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Competitive Interest Rates

Our interest rates for customers with good credit are among the most competitive in the market, so you can be confident that you’re getting a great deal on your car loan.

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Online Convenience

With our user-friendly online platforms, you can start and manage your no-deposit car finance application from anywhere, anytime.

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Quick Approvals

We make it easy to get approved for car finance with our fast and efficient approval process.

Join thousands of happy customers

Our customers love our CarMoney Ninjas

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CarMoney Ninja Sean

“Great service, Sean Davidson was great and was always trying to help and give me the easiest experience possible. Thank you very much Sean.”

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CarMoney Ninja Alan

“Alan, who I spoke with on the phone, was amazing! He sorted everything out for me, it was so easy and was able to get my car the very next day. Fantastic!”

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CarMoney Ninja Sophie

“Sophie who sorted my finance out for car was amazingly nothing was too much trouble for her always kept me up to date. Five stars Sophie. Thanks for everything”

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CarMoney Ninja Ellie

“My ninja from start to finish Ellie McGavin I Needed a car it was complete from picking to collecting within 2 days friendly staff great communication brilliant.”

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CarMoney Ninja James

“Excellent professional and courteous service nothing too much trouble James was thoroughly committed to helping me source my car”.

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CarMoney Ninja Frazer

“Frazer from car money made the experience of getting a car simple and easy. Would definitely recommend to family and friends. Thanks again CarMoney!”

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We Compare the best deals from over 20 lenders

CarMoney LIMITED is authorised and regulated by the Financial Conduct Authority (FCA) for consumer credit activity and our registration number is 674094. Representative 17.9% APR. Over 18’s only. CarMoney IS A BROKER NOT A LENDER.

REGISTERED ADDRESS: Pioneer House, 2 Renshaw PL, Motherwell, ML1 4UF, Scotland.Company Number: SC467274.

All finance is subject to status and income. Written Quotation on request. CarMoney Limited can introduce you to a limited number of finance providers based on your credit rating and we will receive a commission for such introductions.