Vauxhall Hire Purchase

  • No Deposit
  • We help find you the perfect car
  • PCP and HP from 8.9% APR
  • Free car history and dealer quality check
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Have you been searching for a great Vauxhall Hire Purchase (HP) deal?

Well, you are in the right place! Our handy guide will show you exactly what you can expect when you choose Vauxhall hire purchase finance. If you choose HP, we can guide you through the process and our transparent car finance service can help you get the very best HP deals on the market.

Representative Example: Borrow £6,000 with £1,000 deposit over 48 months with a representative APR of 17.9%, monthly payment would be £171.83, with a total cost of credit of £2,247.83 and a total amount payable of £9,247.84. CarMoney Limited can introduce you to a limited number of finance providers based on your credit rating and we will receive a commission for such introductions this can either be a % of the amount borrowed or a flat fee. This does not influence the interest rate you’re offered in any way. CarMoney is a broker not a lender



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About Vauxhall

Vauxhall, is perhaps one of the most popular British car manufactures with a vast history going back 159 years. They have built up a loyal fan base, and continue to feature strongly in the list of best selling cars in the UK year after year. And with good reason… Vauxhall consistently roll out practical, reliable, not to mention, stylish cars that are as beautifully furnished.

Vauxhall hire purchase from Car Money is a popular option since it allows you to spread the cost of your next Vauxhall car over a fixed period of time, usually two to three years, although it is possible to lengthen this to five years. These costs are fixed and agreed upon by both you and the lender, so you know precisely what payments will be made and when.

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What is Hire Purchase?

Well, put simply hire purchase is the hire of a car from a finance company for a fixed period of time. You and the lender come to a mutual agreement about how much your initial payment will be, the monthly payments and the terms of the policy.

This lets you spread the cost of your desired car over a fixed term, and there’s no hidden costs. The higher the initial payment you make, the lower your monthly payments will be.

Once the contract ends, and assuming you have met the terms of the agreement, the vehicle is signed over and you become the legal owner.

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Benefits of Vauxhall Hire purchase

Vauxhall Hire purchase is a great financing option for people who are looking to buy their next Vauxhall. There are many benefits to hire purchase which make it an attractive financing option.

You own the car after final payment is made, and it’s a straightforward application process. Additionally, it offers additional protection over a personal loan. Finally, the monthly payments and terms are tailored to meet your budget.

The only risk of hire purchase is that the loan is secured against the vehicle. This means that if you repeatedly miss payments on the loan, the vehicle could end up being repossessed.

Frequently Asked Questions

Which Vauxhall should I finance?

When choosing a Vauxhall car to buy and finance, consider your needs and personal circumstances, such as budget, family size, fuel efficiency, performance, features, and type of car (e.g., SUV, sedan, hatchback). Once you have considered your needs and budget, research different Vauxhall models, such as the Corsa, Astra, Mokka, and Grandland. Vauxhall cars are known for their affordability, reliability, and value for money. They also offer a wide range of models to choose from, so there is a Vauxhall car to suit everyone’s needs.

Which is the right finance to buy a Vauxhall?

Choosing the right car finance option for your Vauxhall is essential to ensure you can afford the car you want and need. When considering your options, your circumstances, such as budget, credit score, needs, and lifestyle, must be considered. The two main types of car finance are PCP and HP. With PCP, you pay a deposit and lower monthly payments, but you do not own the car at the end of the agreement. You can then return the car, pay a final balloon payment to keep it or part-exchange it for a new one. With HP, you pay a deposit and higher monthly payments, but you own the car at the end of the agreement. There are no mileage limits with HP.

Is financing a Vauxhall a good idea?

Vauxhall cars are a fantastic option for buyers looking for dependable, affordable, and practical vehicles. If you’re looking for the best car finance option for your needs, CarMoney is the place to go. We offer a wide range of options to suit every budget and circumstance, and we’ll work with you to find the perfect solution for you. So what are you waiting for? Start your car buying journey today with CarMoney.

Are Vauxhalls reliable?

Vauxhall cars are generally considered to be reliable. They are known for their affordability, fuel efficiency, and wide range of models to choose from. In recent years, Vauxhall’s reliability ratings have improved, and several of its models are now considered to be among the most reliable on the market. For example, the Vauxhall Corsa and Mokka were both ranked among the top 10 most reliable cars in 2023 by J.D. Power. Vauxhall also offers a comprehensive warranty on all of its new vehicles, which includes a 3-year/60,000-mile warranty and a 10-year/100,000-mile anti-corrosion warranty.

How it works
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We are transparent about our car refinance agreements’ terms, conditions, and costs so you can make an informed decision.

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Variety of Finance Options

We offer a variety of car finance options, including hire purchase (HP), personal contract purchase (PCP), and leasing, without the need for a down payment.

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Quick Approvals

We make it easy to get approved for car finance with our fast and efficient approval process.

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Our customers love our CarMoney Ninjas

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CarMoney Ninja Sean

“Great service, Sean Davidson was great and was always trying to help and give me the easiest experience possible. Thank you very much Sean.”

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CarMoney Ninja Alan

“Alan, who I spoke with on the phone, was amazing! He sorted everything out for me, it was so easy and was able to get my car the very next day. Fantastic!”

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“Sophie who sorted my finance out for car was amazingly nothing was too much trouble for her always kept me up to date. Five stars Sophie. Thanks for everything”

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“My ninja from start to finish Ellie McGavin I Needed a car it was complete from picking to collecting within 2 days friendly staff great communication brilliant.”

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“Excellent professional and courteous service nothing too much trouble James was thoroughly committed to helping me source my car”.

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“Frazer from car money made the experience of getting a car simple and easy. Would definitely recommend to family and friends. Thanks again CarMoney!”

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CarMoney LIMITED is authorised and regulated by the Financial Conduct Authority (FCA) for consumer credit activity and our registration number is 674094. Representative 17.9% APR. Over 18’s only. CarMoney IS A BROKER NOT A LENDER.

REGISTERED ADDRESS: Pioneer House, 2 Renshaw PL, Motherwell, ML1 4UF, Scotland.Company Number: SC467274.

All finance is subject to status and income. Written Quotation on request. CarMoney Limited can introduce you to a limited number of finance providers based on your credit rating and we will receive a commission for such introductions.