Volvo Hire Purchase Finance

  • No Deposit
  • We help find you the perfect car
  • PCP and HP from 8.9% APR
  • Free car history and dealer quality check
Get a Quote Does not affect credit score
Volvo XC60 |
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Looking to get behind the wheel of your very own Volvo with CarMoney Hire Purchase?

Take to the road and drive in comfort and style with your very own Volvo. Car Money offers Volvo hire purchase finance deals that are within your budget.

Representative Example: Borrow £6,000 with £1,000 deposit over 48 months with a representative APR of 17.9%, monthly payment would be £171.83, with a total cost of credit of £2,247.83 and a total amount payable of £9,247.84. CarMoney Limited can introduce you to a limited number of finance providers based on your credit rating and we will receive a commission for such introductions this can either be a % of the amount borrowed or a flat fee. This does not influence the interest rate you’re offered in any way. CarMoney is a broker not a lender



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Choose any dealer across the UK

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We find affordable car finance

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Free check, no mark on score

Volvo XC90 |

Volvo Finance Deals

Volvo has been a dominant figure in the automotive industry for the better part of a century. As a result, they know what makes a car comfortable to drive, stylish and good value for money.

Volvo hire purchase deals from Car Money are a popular option since this allows you to spread the cost of your next Volvo over a fixed period of time, usually two to three years. It is possible to lengthen this to five years.

These costs are fixed and agreed upon by both you and the lender, so you know precisely what payments will be made and when.

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What is Hire Purchase?

Hire purchase is basically the hire of a vehicle from a finance company for a fixed period of time.

You and the lender come to a mutual agreement about how much your initial payment will be, the monthly payments and the terms of the policy.

This lets you spread the cost of your desired car over a fixed term, and there’s no hidden costs. The higher the initial payment you make, the lower your monthly payments will be.

Once the contract ends you are the outright owner of the car.

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Benefits of Volvo Hire Purchase

Volvo Hire purchase is a common choice for people who want to buy their own Volvo. There are many benefits to hire purchase which make it an attractive financing option.

You own the car after final payment is made, and it’s a straightforward application process. Additionally, it offers additional protection over a personal loan. Finally, the monthly payments and terms are tailored to meet your budget.

The only risk of hire purchase is that the loan is secured against the vehicle. This means that if you repeatedly miss payments on the loan, the vehicle could end up being repossessed.

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Why choose Volvo Hire Purchase with CarMoney?

NIkki the Ninja is passionate about finding you the best Volvo hire purchase deals.

With just a few details, we will compare lenders and rank the ones that are most likely to approve your hire purchase application. You can easily compare rates and choose the Volvo HP deal that is right for you.

And with the stealth of a ninja, we won’t leave a mark on your credit file.

If that’s not enough, then see other reasons to choose CarMoney for Volvo hire purchase:

  • Save thousands buying your next car! Cheap car loans from 7.9%.
  • No obligation, no hidden fees.
  • Quick quote, free check, fast acceptance.
  • We don’t steer you towards a particular lender.

If you still need more, don’t forget Nikki’s price promise!

Find better Volvo HP deals and we’ll beat them – guaranteed!

Frequently Asked Questions

What are the benefits of financing a Volvo?

There are a number of benefits to financing a Volvo, including:

  • Personal Contract Purchase (PCP): This is the most popular type of car finance in the UK. With PCP, you pay a deposit, followed by monthly repayments over a fixed period of time, typically between 2 and 4 years. At the end of the term, you have the option to return the car to the dealer, pay a final balloon payment to keep the car, or part-exchange it for a new one.
  • Hire Purchase (HP): With HP, you pay a deposit, followed by monthly repayments over a fixed period of time. At the end of the term, you own the car outright.
  • Car loan: With a car loan, you borrow the money to buy the car outright and then repay the loan, plus interest, over a fixed period of time.

What are the eligibility requirements for a Volvo car finance?

To be eligible for a Volvo car loan, you must be:

  • Over the age of 18
  • A UK resident
  • Able to afford the monthly repayments
  • You will also need to provide a valid driving licence and proof of income and address

How can I apply for a Volvo car finance?

Need help financing your next Volvo? CarMoney can help you find the best car finance deals that match your needs and circumstances. We have a wide range of lenders to choose from, so you’re sure to find the best deal for you.

How much deposit do I need to put down?

The deposit required to finance a Volvo car will vary depending on the type of finance agreement you choose and your credit rating. However, you can typically expect to put down a deposit of between 10% and 20% of the purchase price of the car. At CarMoney we also offer no deposit car finance.

How it works
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We are transparent about our car refinance agreements’ terms, conditions, and costs so you can make an informed decision.

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Extensive Lender Network

We work with many lenders, including those specialising in bad credit loans, so you have a better chance of getting approved.

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Quick Approvals

We make it easy to get approved for car finance with our fast and efficient approval process.

Join thousands of happy customers

Our customers love our CarMoney Ninjas

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CarMoney Ninja Sean

“Great service, Sean Davidson was great and was always trying to help and give me the easiest experience possible. Thank you very much Sean.”

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CarMoney Ninja Alan

“Alan, who I spoke with on the phone, was amazing! He sorted everything out for me, it was so easy and was able to get my car the very next day. Fantastic!”

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CarMoney Ninja Sophie

“Sophie who sorted my finance out for car was amazingly nothing was too much trouble for her always kept me up to date. Five stars Sophie. Thanks for everything”

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CarMoney Ninja Ellie

“My ninja from start to finish Ellie McGavin I Needed a car it was complete from picking to collecting within 2 days friendly staff great communication brilliant.”

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CarMoney Ninja James

“Excellent professional and courteous service nothing too much trouble James was thoroughly committed to helping me source my car”.

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CarMoney Ninja Frazer

“Frazer from car money made the experience of getting a car simple and easy. Would definitely recommend to family and friends. Thanks again CarMoney!”

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We Compare the best deals from over 20 lenders

CarMoney LIMITED is authorised and regulated by the Financial Conduct Authority (FCA) for consumer credit activity and our registration number is 674094. Representative 17.9% APR. Over 18’s only. CarMoney IS A BROKER NOT A LENDER.

REGISTERED ADDRESS: Pioneer House, 2 Renshaw PL, Motherwell, ML1 4UF, Scotland.Company Number: SC467274.

All finance is subject to status and income. Written Quotation on request. CarMoney Limited can introduce you to a limited number of finance providers based on your credit rating and we will receive a commission for such introductions.