Finding vehicle finance

  • No Deposit
  • We help find you the perfect car
  • PCP and HP from 8.9% APR
  • Free car history and dealer quality check
Get a Quote Does not affect credit score
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Whatever sort of vehicle you are looking for, finance is a great way to ensure you can afford the vehicle you want.

At CarMoney, we’ll be able to find a wide range of vehicle finance options, including car finance, motorhome finance, motorbike finance and commercial vehicle finance.

We’ll find the best deals for you, from the finance providers that are most likely to approve your finance application.

Looking for a no guarantor car loan? Contact CarMoney today.

Representative Example: Borrow £6,000 with £1,000 deposit over 48 months with a representative APR of 18.1%, monthly payment would be £172.36, with a total cost of credit of £2,273.28 and a total amount payable of £9,273.28. CarMoney Limited can introduce you to a limited number of finance providers based on your credit rating and we will receive a commission for such introductions this can either be a % of the amount borrowed or a flat fee. This does not influence the interest rate you’re offered in any way. CarMoney is a broker not a lender


Finance for all vehicles

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Why get vehicle finance?

Whether you are looking for a car, motorhome or commercial vehicle, spreading the cost with a finance deal can give you the option to go for a newer, more expensive vehicle.

And we know that the world of vehicle finance can be overwhelming. That’s why we do all the legwork for you! At CarMoney, we compare deals from the top finance lenders in the UK, and we guarantee low vehicle finance rates for everyone, starting at just 7.9% APR.

Our resident rate-slashing ninja, Nikki, won’t be beaten when it comes to vehicle finance quotes.

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Why choose vehicle finance from CarMoney?

At CarMoney, our ninjas are on hand to find you the best vehicle finance deals.

Nikki the Ninja is limbered up, their katana is sharp and they are ready to start slashing vehicle finance rates.

Choose CarMoney for your vehicle finance and:

  • Burn rubber not cash – Save thousands buying your next car! Cheap car loans from 8.9% APR.
  • No speed bumps – No obligation, no hidden fees.
  • Fast Lane – Quick quote, free check, fast acceptance.
  • You’re in the driving seat – We don’t steer you towards a particular lender.

And don’t forget Nikki’s price promise! We’ll beat any new car finance quote today – guaranteed!

Frequently Asked Questions

Can I finance a used car?

Yes, it is possible to finance a used car. Many lenders and financial institutions offer financing options specifically for used vehicles.

Is financing a used car different from financing a new vehicle?

The fundamental financing principles remain the same for both new and used cars. However, interest rates for used vehicles may be slightly higher because they are considered to be riskier investments than new cars. This is because used cars have a shorter lifespan and are more likely to require repairs. Additionally, the depreciation of a used car can impact loan terms and resale values.

Can I get 0 financing on a new car?

Zero-percent financing (0%) is a type of car loan that does not charge interest on the borrowed amount. This can be a great way to save money on your monthly payments, but it is essential to remember that these offers are often subject to specific conditions.

What are the benefits of Performance Car Finance?

Performance car finance allows acquiring a performance car while benefiting from flexible repayment terms. However, it is essential to consider the drawbacks of higher interest rates, depreciation, and potential maintenance costs. To make an informed decision, conduct thorough research, obtain pre-approval, and explore various options by shopping around.

How it works
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Apply online in 2 mins

Quickly and easily apply online. It only takes 2 minutes to provide all the information we need to get you a car finance decision.

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We’ll find your best deal

We’ll find you the best finance rate and ensure your new car is HPI checked from a good dealership!

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Versatile Vehicle Financing

We offer finance for all types of vehicles, from cars to motorcycles, so that you can find the perfect finance option.

Join thousands of happy customers

Our customers love our CarMoney Ninjas

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CarMoney Ninja Sean

“Great service, Sean Davidson was great and was always trying to help and give me the easiest experience possible. Thank you very much Sean.”

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CarMoney Ninja Alan

“Alan, who I spoke with on the phone, was amazing! He sorted everything out for me, it was so easy and was able to get my car the very next day. Fantastic!”

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CarMoney Ninja Sophie

“Sophie who sorted my finance out for car was amazingly nothing was too much trouble for her always kept me up to date. Five stars Sophie. Thanks for everything”

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CarMoney Ninja Ellie

“My ninja from start to finish Ellie McGavin I Needed a car it was complete from picking to collecting within 2 days friendly staff great communication brilliant.”

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CarMoney Ninja James

“Excellent professional and courteous service nothing too much trouble James was thoroughly committed to helping me source my car”.

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CarMoney Ninja Frazer

“Frazer from car money made the experience of getting a car simple and easy. Would definitely recommend to family and friends. Thanks again CarMoney!”

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View our Video Testimonials

CarMoney Ninja William
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We Compare the best deals from over 20 lenders

CarMoney LIMITED is authorised and regulated by the Financial Conduct Authority (FCA) for consumer credit activity and our registration number is 674094. Representative 18.1% APR. Over 18’s only. CarMoney IS A BROKER NOT A LENDER.

REGISTERED ADDRESS: Pioneer House, 2 Renshaw PL, Motherwell, ML1 4UF, Scotland.Company Number: SC467274.

All finance is subject to status and income. Written Quotation on request. CarMoney Limited can introduce you to a limited number of finance providers based on your credit rating and we will receive a commission for such introductions.