Motorhome Finance

  • No Deposit
  • We help find you the perfect car
  • PCP and HP from 8.9% APR
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Get a Quote Does not affect credit score
Motorhome |
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Nothing quite compares to touring the world with a motorhome

The allure of the open road, the freedom to explore new destinations, and the comfort of a home on wheels—these are just a few reasons why motorhomes have become increasingly popular among travel enthusiasts. And that growing popularity is why motorhome finance is being offered by more lenders.

You can see the sights, explore places off the beaten track and be safe in the knowledge that if you ever get lost, your home is right there.

However, buying a motorhome is a significant financial undertaking. That’s why motorhome finance is a great option for most would-be travellers.

At CarMoney, we will help you with motorhome financing, from understanding loan options to evaluating affordability and choosing the right lender.

Representative Example: Borrow £6,000 with £1,000 deposit over 48 months with a representative APR of 18.1%, monthly payment would be £172.36, with a total cost of credit of £2,273.28 and a total amount payable of £9,273.28. CarMoney Limited can introduce you to a limited number of finance providers based on your credit rating and we will receive a commission for such introductions this can either be a % of the amount borrowed or a flat fee. This does not influence the interest rate you’re offered in any way. CarMoney is a broker not a lender



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PCP and HP from 8.9% APR

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We compare from over 20 lenders

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Free check, no mark on score

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When applying for motorhome finance, you’ll see some differences between this and car finance.

Motorhome loans tend to have longer terms and lower interest rates than other types of vehicle finance. This is because lenders recognise that motorhomes are for leisure rather than a primary mode of transportation.

Of course, there are similar things you should take into consideration when looking at motorhome finance.

These include:

Your Credit Score: This plays a significant role in determining the interest rate and terms of your motorhome loan. A higher credit score generally leads to lower interest rates and better loan options.

Deposit: A substantial deposit can help lower the overall cost of your motorhome and improve your loan terms. It also shows the lender that you’re financially committed to the purchase.

Affordability: Think carefully about how much you can afford to repay. Lenders may repossess the vehicle if payments are missed.

Loan term: Choosing the right loan term is crucial. A longer term might mean lower monthly payments but higher overall interest costs. Conversely, a shorter term may have higher monthly payments but lower interest expenses.

Interest Rates: Interest rates can vary widely based on your credit score and the lender’s policies. It’s essential to shop around for the best rates and terms to secure the most favourable deal.

Running costs: Just like a car, owning a motorhome comes with additional costs. Consider additional expenses like insurance, maintenance, storage, and campground fees. These costs can add up, so it’s crucial to factor them into your budget.

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Finding the right lender is vital when you want to buy a motorhome.

At CarMoney, our ninjas will slice through the market, eliminating the lenders that are unlikely to approve your application. This means you don’t waste time talking to lenders that won’t consider your application.

Buying a motorhome can be a dream come true for many. Motorhome loans through CarMoney can help that dream become a reality.

Get a quote or contact CarMoney today.

Frequently Asked Questions

How to Finance a Motorhome

When financing a motorhome, multiple avenues exist, such as hire purchase, PCP (Personal Contract Purchase), lease purchase, or a conventional loan. To secure the best deal, it’s advisable to compare options from different lenders, obtain pre-approval, evaluate the feasibility of a down payment, inquire about potential discounts, and ensure you have the documentation prepared.

What vehicles can I finance?

Most lenders finance new and pre-owned vehicles, including electric cars, vans, and motorhomes. To secure financing, it is typically necessary to have a good credit history, make a down payment, and agree to pay interest on the loan. Before finalising any agreement, it is crucial to comprehend the terms and conditions involved fully.

How it works
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Open Roads, Tailored Finance

Our motorhome finance solutions make it easy to explore the world comfortably, with competitive rates and tailored terms for your on-the-road adventures.

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Quick and Easy Application Process

We simplify getting a car loan with a streamlined application process that removes the hassle and paperwork of buying a car.

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You drive away happy

We’ll sort all the details and you just decide when to collect your new car… or we can deliver it to you!

Join thousands of happy customers

Our customers love our CarMoney Ninjas

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CarMoney Ninja Sean

“Great service, Sean Davidson was great and was always trying to help and give me the easiest experience possible. Thank you very much Sean.”

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CarMoney Ninja Alan

“Alan, who I spoke with on the phone, was amazing! He sorted everything out for me, it was so easy and was able to get my car the very next day. Fantastic!”

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CarMoney Ninja Sophie

“Sophie who sorted my finance out for car was amazingly nothing was too much trouble for her always kept me up to date. Five stars Sophie. Thanks for everything”

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CarMoney Ninja Ellie

“My ninja from start to finish Ellie McGavin I Needed a car it was complete from picking to collecting within 2 days friendly staff great communication brilliant.”

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CarMoney Ninja James

“Excellent professional and courteous service nothing too much trouble James was thoroughly committed to helping me source my car”.

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CarMoney Ninja Frazer

“Frazer from car money made the experience of getting a car simple and easy. Would definitely recommend to family and friends. Thanks again CarMoney!”

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CarMoney LIMITED is authorised and regulated by the Financial Conduct Authority (FCA) for consumer credit activity and our registration number is 674094. Representative 18.1% APR. Over 18’s only. CarMoney IS A BROKER NOT A LENDER.

REGISTERED ADDRESS: Pioneer House, 2 Renshaw PL, Motherwell, ML1 4UF, Scotland.Company Number: SC467274.

All finance is subject to status and income. Written Quotation on request. CarMoney Limited can introduce you to a limited number of finance providers based on your credit rating and we will receive a commission for such introductions.